Payson Homes with VA Loan New Financing

Payson Homes with VA Loan New Financing

Nestled in the heart of Arizona's breathtaking landscapes, Payson is a charming town in Gila County that perfectly blends the tranquility of nature with the conveniences of modern living. Known for its stunning mountain vistas, Payson is a haven for outdoor enthusiasts, offering an array of recreational activities such as hiking, fishing, and camping in the surrounding Tonto National Forest. The town’s rich history and vibrant community spirit make it an inviting place to call home.

Payson boasts a variety of homes that cater to diverse lifestyles, whether you're seeking a cozy cabin in the woods or a spacious family home with all the amenities. For veterans and active-duty service members, the opportunity to purchase a home in this idyllic setting is made even more accessible through VA Loan financing. With new financing options available, qualifying individuals can take advantage of favorable terms, including no down payment and competitive interest rates, making homeownership a reality in this picturesque town.

The local community is warm and welcoming, with a range of amenities including shops, restaurants, and cultural events that foster a strong sense of belonging. Plus, Payson’s mild climate and beautiful surroundings provide the perfect backdrop for a relaxed lifestyle. Whether you’re looking to retire, raise a family, or simply enjoy the great outdoors, Payson offers a unique blend of charm and opportunity. Explore your options today and discover the perfect home in this enchanting Arizona town!

Newest Payson Homes with VA Loan New Financing

315 N Mogollon Trail, Payson
$599,000
4 Beds ⋅ 3 Baths ⋅ 7096225 MLS ⋅ 2,642 SqFt.
Located in the highly desirable Trailwood neighborhood, one of Payson's premier walkable communities, this beautifully updated 4-bedroom, 3-bath home (Easy To Ad The 5th Bedroom) also features a private dedicated home office. This home offers exceptional comfort, quality, and convenience. Just minutes from shopping, medical facilities, dining, and other city services, the property is also within walking distance of Rumsey Park and the Payson Public Library. The home showcases high-end custom cabinetry throughout along with genuine engineered hardwood flooring -- not laminate -- offering both durability and elegance. Recent renovations include fresh interior and exterior paint, plus brand-new carpet in all bedrooms. The roof has also been recently replaced, providing added peace of mind.

315 N Mogollon Trail, Payson
801 N Chaparral Pines Drive, Payson
$1,500,000
3 Beds ⋅ 2 Baths ⋅ 7095786 MLS ⋅ 2,692 SqFt.
Discover the best country living has to offer in this distinctive Pioneer log home on approximately 5.56 acres in Payson, backing to the National Forest with stunning views of the Granite Dells. The 3,373 +/- sq. ft. home features a dramatic great room with soaring vaulted ceilings, expansive windows, and a beautiful stone fireplace. The inviting kitchen offers copper countertops, a gas range, and a great island for entertaining. A split floor plan provides comfortable living, while the spacious loft includes a den/library. The current formal dining room could also be used as office space or a hobby room. The third bedroom is located above the garage. The property also features a four-stall barn with tack and hay rooms, pipe corrals, a round pen, and riding arena. Enjoy the outdoors from the large back deck or gazebo, surrounded by landscaped grounds, tranquil water features, and a natural spring. A spacious two-car garage with built-in cabinetry adds convenient storage. Experience the privacy, scenic beauty, and charm of Rim Country living, just minutes from Payson's shopping, dining, and everyday amenities. See documents tab for the full list of property amenities.

801 N Chaparral Pines Drive, Payson
132 W Lucky Lane, Payson
$437,777
3 Beds ⋅ 2 Baths ⋅ 7095079 MLS ⋅ 1,338 SqFt.
Tucked into the desirable Deer Creek Village subdivision, this well-maintained, all-electric 3-bedroom, 2-bathroom home combines single-level convenience with easy access to Tonto National Forest trails, town amenities, and a milder lower-elevation climate. Key Features: *Move-In Ready & All-Electric: Low-maintenance, energy-efficient living with a seamless, single-level, split floor plan, open layout. *Upgraded Finishes: Kitchen equipped with granite countertops and stainless steel appliances; primary suite features a walk-in closet and custom tiled showers in both bathrooms. *Outdoor Space & Views: Shaded covered back patio and landscaped yard positioned to capture lovely views towards the Mazatzal Mountains. *Garage & Storage Space: Attached 2-car garage with plenty of room for vehicles, tools, and recreational toys. Attic space for tons of extra storage. *Prime Location: Surrounded by national forest for quick outdoor escapes, yet under 15 minutes to Payson's shops and dining. Come see this beautiful oasis before it's gone!

132 W Lucky Lane, Payson
308 E Juniper Street, Payson
$349,000
4 Beds ⋅ 2 Baths ⋅ 7094134 MLS ⋅ 1,396 SqFt.
Spacious 4-Bedroom Property on Almost A Half an Acre in Payson, Arizona! Discover the possibilities at 308 E Juniper St, Payson, AZ 85541! Situated on approximately .44 acre, this 4-bedroom, 2-full-bath property offers room to spread out and make it your own. With a versatile layout and plenty of potential, this property presents an exciting opportunity for buyers looking to personalize a home to fit their vision. The generous lot offers space to enjoy the outdoors, create a garden, entertain, or explore additional storage options. Whether you're searching for a primary residence, a second home, or an investment opportunity, this property offers flexibility and the chance to make it your own. Enjoy the charm of Payson and the beauty of Arizona's Rim Country, with its scenic landscapes and outdoor recreational opportunities.

308 E Juniper Street, Payson
1302 W Lake Drive, Payson
$455,000
3 Beds ⋅ 2 Baths ⋅ 7092804 MLS ⋅ 1,591 SqFt.
Imagine waking up to sweeping views of the Payson Golf Course and Green Valley Park, sipping your morning coffee against a serene backdrop, and enjoying front-row seats to Arizona's best fireworks show right from your own front yard! Welcome to 1302 W. Lake Dr.--a move-in ready 1,591 sq. ft. single-level ranch retreat sitting on a spacious 0.40-acre landscaped lot with NO HOA and additional vehicle or RV parking on the west side of the driveway. Embracing true one-level living with no interior steps, this 3-bedroom, 2-bathroom home features a highly desirable split floor plan that seamlessly balances privacy with connection, complete with fresh 2026 interior paint throughout. Embrace the ultimate in Living the Payson Lifestyle, where everyday convenience meets mountain charm close to local schools, shopping, and dining. Whether you are looking for a primary residence, a relaxing second home, or an investment opportunity as a short- or long-term rental, this property delivers endless possibilities. Inside, a welcoming foyer opens to a cozy living room anchored by a warm propane or woodburning fireplace. The fully equipped kitchen boasts an abundance of cupboards, prep space, and storage, flowing effortlessly into the formal dining area where you can step outside to a private, partially fenced rear patio. Thoughtful additions include a dedicated utility room with included washer and dryer, deep closet space, a clean blend of carpet, vinyl, and durable laminate flooring, plus an attached 2-car garage for all your gear. Book your private tour today!

1302 W Lake Drive, Payson
909 S Coronado Way, Payson
$529,000
3 Beds ⋅ 3 Baths ⋅ 7092645 MLS ⋅ 1,790 SqFt.
Gem of a home in Golden Frontier! This beautiful, 1,790-square-foot single-story ranch home features three bedrooms, two bathrooms, and something for everyone. Step inside to a spacious living room boasting dramatic vaulted ceilings, which flows seamlessly into a well-appointed kitchen. The kitchen comes complete with beautiful wood cabinetry, updated countertops (2023), and a brand-new refrigerator (2026). Designed with a split-bedroom layout, the home ensures maximum privacy for the primary suite. Out back, a fabulous, fully covered deck lets you enjoy the outdoors rain or shine from the comfort of your private, in-deck spa. Car enthusiasts and hobbyists will love the extensive parking and storage, including a 2-car garage (24'x24'), an additional single-car garage (14'x24') with an attached workshop, and a bonus backyard shed. New roof (2023) and major mechanical upgrades featuring a high-end Bosch HVAC heat pump and a brand-new water heater, both installed in 2026. Don't let this turn-key treasure get away!

909 S Coronado Way, Payson
708 N Manzanita Drive, Payson
$259,000
2 Beds ⋅ 1 Baths ⋅ 7089785 MLS ⋅ 700 SqFt.
Charming Payson bungalow with a convenient in-town location and the beauty of Arizona's Rim Country close at hand. Enjoy an easy walk to restaurants and shopping, plus quick access to the main highways in and out of town. The Mogollon Rim and the mountain communities of Pine and Strawberry are within reach, offering opportunities to enjoy the area's cooler-weather seasons. Whether you're looking for a full-time home, a vacation retreat, or a second home in Arizona's White Mountains region, this 700-square-foot property is a delightful place to start. Set on a 0.16-acre lot, the home features two bedrooms, one full bath, a comfortable living area, and an eat-in kitchen. Recent updates include new hardwood flooring, new cabinetry, and a new tub and surround. Dual driveways provide versati parking, with room to accommodate an RV. An inviting front yard and handy rear storage unit add to the appeal. Ready for its next owner to bring their finishing touches and make it their own.

708 N Manzanita Drive, Payson
2003 N Fredanovich Circle, Payson
$360,000
3 Beds ⋅ 2 Baths ⋅ 7088207 MLS ⋅ 1,400 SqFt.
Clean all electric 3 bedroom, 2 bath home featuring a desirable split floor plan with comfortable living spaces and plenty of functionality. Step outside to the private backyard, fully fenced with a wood privacy fence and featuring a nice back patio perfect for outdoor dining, relaxing, or entertaining. A gazebo offers another great space to unwind, while three sheds provide ample storage. The property also includes a nice sized workshop, ideal for hobbies, projects, or extra workspace. A carport provides convenient covered parking. This home offers a great combination of comfort, privacy, storage, and outdoor living space.

2003 N Fredanovich Circle, Payson
606 N Blue Spruce Road N, Payson
$390,000
3 Beds ⋅ 2 Baths ⋅ 7087013 MLS ⋅ 1,595 SqFt.
Nice 3-bedroom site-built home located in a lovely, established Payson neighborhood. This home features a split floor plan with an open great room layout and a comfortable, functional design. An additional room off the back of the home provides flexible space that could be used as an enclosed porch, hobby or craft room, or additional sitting area. Enjoy the fenced backyard and private covered patio--perfect for relaxing or entertaining. Home is being offered in its current 'as-is' condition.

606 N Blue Spruce Road N, Payson
104 N Lakeshore Road, Payson
$390,000
3 Beds ⋅ 2 Baths ⋅ 7086677 MLS ⋅ 1,664 SqFt.
Beautiful cabin home nestled on desirable private lot in ''Woodland Meadows'' located in Payson, AZ. This home incorporates a subtle balance of contemporary finishes with a modern design. This home offers 3 bedrooms, 2 bath(s), an open concept [1,664 sq ft] floor plan, upgraded kitchen w/ raised panel cabinetry, granite counter tops, well maintained appliances, gas cooking, and pantry. Additional home details will also include upgraded vinyl flooring, a dedicated dining space, great room living room space, modern plumbing/lighting fixtures, ceiling fans, and lots of windows offering great natural light throughout the living spaces. The master retreat boasts a spacious sleeping quarters, dedicated vanity, large step-in shower, and a walk-in closet. Lastly, the home features a large.. mud/laundry rooms, a 2-car garage, covered porch space, and a private back yard offering low-maintenance landscaping--perfect for entertaining family and friends. Woodland Meadows offers residents lots of scenic walking paths, forest views, and is within close proximity to dining, shopping, and entertainment in downtown.

104 N Lakeshore Road, Payson
2561 N Juniper Drive N, Payson
$525,000
3 Beds ⋅ 2 Baths ⋅ 7086398 MLS ⋅ 1,446 SqFt.
A river runs through it! Whether you are looking for a tranquil family getaway or a permanent mountain residence, this lovingly maintained, owner-built 1,446 sq ft cabin in desirable Whispering Pines offers unmatched natural beauty. The main living space features 2 bedrooms, 2 full baths, plus a flexible room currently used as a 3rd bedroom. Enjoy an open floor plan with hardwood floors, a dramatic 12-foot cantilevered ceiling, and a bright kitchen island perfect for entertaining, complete with a separate laundry room and foyer/mudroom. Step outside onto your redwood deck to listen to the East Verde River and take in views of the Tonto National Forest. Sitting on 0.64 acres at the end of a quiet road with virtually no traffic, the property boasts approximately 100 feet of riverfront with a sandy beach (plus ~15 feet of land across the river). Because it borders the National Forest in a designated riparian area, no homes will ever be built behind you. Additional highlights include a cozy fireplace with insert, central heat, two portable AC units, covered parking with room for toys, and a working well with a 1,300-gallon holding tank for outdoor watering.No HOA Professional pictures coming soon!

2561 N Juniper Drive N, Payson
607 E Drowsey Circle, Payson
$285,000
2 Beds ⋅ 2 Baths ⋅ 7086262 MLS ⋅ 1,280 SqFt.
SINGLE-LEVEL PAYSON HOME! This charming 2-bedroom, 2-bath home offers 1,280 square feet of comfortable single-level living. The open floor plan features a spacious living and dining area with a cozy woodstove, plus an open kitchen with plenty of room for everyday living and entertaining. Enjoy the outdoors from the covered side deck or open front deck, with a fenced yard providing a great space for pets, gardening, or relaxing. Additional features include a single carport and a convenient storage room. A great opportunity for a full-time residence, weekend getaway, or investment property in Payson!

607 E Drowsey Circle, Payson
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