Payson Homes with Cash to Loan New Financing

Welcome to Payson, Arizona – a charming mountain town nestled in the heart of Gila County. Known for its stunning natural beauty and vibrant community, Payson offers a perfect blend of outdoor adventure and small-town charm. With its picturesque landscapes, including the breathtaking Mogollon Rim and the serene Tonto National Forest, residents and visitors alike can enjoy a myriad of recreational activities such as hiking, fishing, and camping. The town is also home to a variety of local shops, restaurants, and seasonal events that foster a strong sense of community.

For those looking to make Payson their home, the real estate market offers an exciting opportunity. With financing options available for cash-to-loan buyers, prospective homeowners can easily transition into their dream home. Whether you’re searching for a cozy cabin, a modern family home, or a spacious lot to build your own sanctuary, Payson has something to suit every lifestyle and budget.

The homes in Payson are not just structures; they are gateways to a lifestyle filled with adventure and tranquility. Imagine sipping your morning coffee on a sunlit porch while enjoying the crisp mountain air or hosting friends for a barbecue in your backyard surrounded by the beauty of nature. With cash-to-loan financing options, your dream home in this idyllic setting is within reach.

Discover the charm and opportunities that Payson has to offer. Embrace a life where nature meets community, and let us help you find your perfect slice of paradise in this enchanting Arizona town.

Newest Payson Homes with Cash to Loan New Financing

$917,000

4 Beds ⋅ 4 Baths ⋅ 7085759 MLS ⋅ 3,976 SqFt.

Experience breathtaking views of Payson and the Mogollon Rim from this beautifully upgraded custom home on a .55 acre hilltop cul de sac lot. A dramatic wall of windows fills the living room with natural light, complemented by a cozy gas fireplace. The main level offers two private primary suites with updated baths and walk in closets, plus an office/den, grand foyer, and oversized utility room with pantry and workspace. Upstairs features two spacious bedrooms with a modern Jack and Jill bath and a versatile loft--ideal as a media or game room. The entertainment center conveys. Major improvements include owned solar, Andersen windows (2019), new siding and exterior paint (2019), roof replacements (2020-21), recessed LED lighting, three heat pumps (two new in 2023-24), additional mini splits, 2025 flooring, new washer/dryer, RV gate with 6 ft fencing, and added 220 power to the deck and garage. Outdoor living shines with a large west facing composite deck, new exterior doors and stairs, mature landscaping, pergola, and fully fenced yard with double gate. Extra gravel parking and an oversized two car garage with built ins add convenience. This home blends luxury, privacy, and panoramic mountain views for exceptional Payson living.

1002 N Hillcrest Drive, Payson

$432,000

3 Beds ⋅ 2 Baths ⋅ 7060783 MLS ⋅ 1,523 SqFt.

Move-in ready and in true mint condition! This beautifully maintained single-level, NO HOA, 3-bedroom, 2-bathroom home offers space and flexibility for every lifestyle. A charming walkway welcomes you inside, where rich flooring flows throughout an open, light-filled living area. The updated kitchen impresses with a stylish island, tile backsplash, and stainless-steel appliances, opening to a cozy breakfast nook with deck access, ideal for morning coffee or evening sunsets. The primary suite offers a private en-suite bath and plenty of natural light, while two additional bedrooms provide room for family, guests, or a home office. The oversized 2-car garage adds extra storage and workspace. Tucked away in a peaceful, tree-lined setting, true gem!

1105 N Bavarian Way, Payson

$569,000

3 Beds ⋅ 3 Baths ⋅ 7051848 MLS ⋅ 1,838 SqFt.

Welcome home to this meticulously maintained 1,838 SF cream puff on a quiet, private cul-de-sac. Bright, cheery interior with 3-bdrms/flexible den, and 2.5 baths, all with ample storage and deep closets throughout. The kitchen shines with updated quartz countertops, the living room centers around a lovely fireplace, and outdoor living is effortless with a covered rear patio, gazebo and large storage shed. Garage includes built-in storage cabinets. Move in ready and lovingly cared for. Roofing replaced in 2019 on the home, storage shed and gazebo, HVAC unit replaced in 2021.

912 W Wagon Trail, Payson

$1,275,000

5 Beds ⋅ 4 Baths ⋅ 7049148 MLS ⋅ 3,946 SqFt.

Tucked away at the end of a cul-de-sac in the sought-after Chaparral Pines community, this exceptional mountain retreat blends rustic elegance with the comfort and functionality of a thoughtfully designed home. Inside, the spacious open-concept design is ideal for both everyday living and entertaining. The expansive Great Room flows into the gourmet kitchen, where a large center island naturally becomes the heart of every gathering. Whether hosting family for the holidays or enjoying a quiet weekend in the mountains, this home is designed to bring people together. With 5 bedrooms and 4 bathrooms, there's room for everyone. The split floor plan on the main level features a spacious primary suite with private access to the deck and charming gazebo, creating the perfect place to enjoy your morning coffee or unwind beneath the pines. A second main-level guest suite is thoughtfully positioned on the opposite side of the home, providing exceptional privacy for family and visitors. Upstairs, you'll find three additional bedrooms, including another guest suite, while the remaining two bedrooms share a well-appointed bathroom. Outside, the expansive deck with steamy hot tub overlooks a private, fully fenced backyard framed by towering pines, creating a serene setting for entertaining, relaxing, or enjoying cool mountain evenings. The oversized three-car garage has ample room for vehicles, a golf cart, ATVs, and all the gear that comes with mountain living. Extensive storage throughout the home, including a dedicated attic storage room, ensures everything has its place. Whether you're golfing at Chaparral Pines or The Rim Club, or just enjoying life in the tall pines, this home offers the perfect balance of mountain charm, generous living spaces, and modern convenience. This is more than just a home, it's a place to create lasting memories in one of Payson's premier gated golf communities.

304 N Grapevine Drive, Payson

$99,500

7001685 MLS

1.62-acre homesite located in the prestigious Rim Club in Payson. This wooded parcel offers a private setting among the tall pines and backs to the golf course, providing beautiful views and a serene environment. Ideal for a custom site-built home, with ample space to design and build. Enjoy cooler temperatures, natural surroundings, and access to one of the area's premier golf communities.

203 S Rim Club Drive Unit 44, Payson

$289,900

3 Beds ⋅ 2 Baths ⋅ 6817417 MLS ⋅ 1,770 SqFt.

Fully remodeled Home. New flooring, countertops, paint, ceilings, 3 bedroom, 2 baths, laundry, interior storage room, workshop, new exterior storage shed, enclosed front porch, open floorplan with kitchen, dining and greatroom. Nice 1/3 acre lot on a cul-de-sac. Open to property trade. 7/24/25 Competitve Market Analysis Value of $378,338 for similar properties within 2 miles. Adding two (2) HVAC units.

301 N Budweiser Circle, Payson

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