Payson Homes with Cash New Financing

Welcome to Payson, Arizona—a hidden gem nestled in the heart of Gila County. Known for its stunning natural beauty, Payson boasts a unique blend of small-town charm and outdoor adventure. Surrounded by the majestic Tonto National Forest, this vibrant community is a haven for outdoor enthusiasts, offering an array of activities such as hiking, fishing, and camping. With its cool pines and mild climate, Payson is an ideal escape for those looking to experience the great outdoors while enjoying a relaxed lifestyle.

The real estate market in Payson is as diverse as its breathtaking landscapes. From cozy cabins to spacious family homes, the options are plentiful. One of the most attractive features of the Payson housing market is the availability of homes with cash new financing. This means that whether you’re a first-time buyer or looking to invest, you can find properties that fit your budget and financing needs. With many homes priced competitively, buyers have the opportunity to secure their dream residence while enjoying the benefits of a thriving community.

Living in Payson means embracing a lifestyle filled with community spirit, rich history, and scenic views. The town hosts various events throughout the year, fostering connections among residents and visitors alike. With its friendly atmosphere and stunning surroundings, Payson is not just a place to live—it's a place to thrive. Whether you’re looking for a permanent residence or a vacation getaway, discover the possibilities that await you in this enchanting Arizona town. Your dream home is just around the corner!

Newest Payson Homes with Cash New Financing

$268,000

7093225 MLS

This beautiful 1.09 acre estate home site is located in the unparalleled Rim Golf Club, on the 3rd fairway. This hole, a par 4 dog-leg left is named ''Friendly Glen'' hence the name of the street as well. Quiet and private, the site is heavily wooded. The property is nearly level making for an ideal building envelope in the middle of the lot as a gentle slope runs toward the golf course and either side of the lot. Long distance views of the Moggion Rim complement the property while looking over the fairway. The property also enjoys views looking down the street and over the lake adjacent to the fifth fairway. The Friendly Glen neighborhead is one of The Rim Clubs most established areas with extraordinary homes. The Rim Golf course was designed by the famous designers, Tom Weisk and Jay Moorish and is nationally rated among the top 25 private residential courses in America! It truly is a marvelous golf experience every time one plays. Be sure to put this lot on your list as you tour the Rim Club and its many beautiful homes and large scenic properties!

309 S Friendly Glen Unit 33, Payson

$455,000

3 Beds ⋅ 2 Baths ⋅ 7092804 MLS

Imagine waking up to sweeping views of the Payson Golf Course and Green Valley Park, sipping your morning coffee against a serene backdrop, and enjoying front-row seats to Arizona's best fireworks show right from your own front yard! Welcome to 1302 W. Lake Dr.--a move-in ready 1,591 sq. ft. single-level ranch retreat sitting on a spacious 0.40-acre landscaped lot with NO HOA and additional vehicle or RV parking on the west side of the driveway. Embracing true one-level living with no interior steps, this 3-bedroom, 2-bathroom home features a highly desirable split floor plan that seamlessly balances privacy with connection, complete with fresh 2026 interior paint throughout. Embrace the ultimate in Living the Payson Lifestyle, where everyday convenience meets mountain charm close to local schools, shopping, and dining. Whether you are looking for a primary residence, a relaxing second home, or an investment opportunity as a short- or long-term rental, this property delivers endless possibilities. Inside, a welcoming foyer opens to a cozy living room anchored by a warm propane or woodburning fireplace. The fully equipped kitchen boasts an abundance of cupboards, prep space, and storage, flowing effortlessly into the formal dining area where you can step outside to a private, partially fenced rear patio. Thoughtful additions include a dedicated utility room with included washer and dryer, deep closet space, a clean blend of carpet, vinyl, and durable laminate flooring, plus an attached 2-car garage for all your gear. Book your private tour today!

1302 W Lake Drive, Payson

$529,000

3 Beds ⋅ 3 Baths ⋅ 7092645 MLS

Gem of a home in Golden Frontier! This beautiful, 1,790-square-foot single-story ranch home features three bedrooms, two bathrooms, and something for everyone. Step inside to a spacious living room boasting dramatic vaulted ceilings, which flows seamlessly into a well-appointed kitchen. The kitchen comes complete with beautiful wood cabinetry, updated countertops (2023), and a brand-new refrigerator (2026). Designed with a split-bedroom layout, the home ensures maximum privacy for the primary suite. Out back, a fabulous, fully covered deck lets you enjoy the outdoors rain or shine from the comfort of your private, in-deck spa. Car enthusiasts and hobbyists will love the extensive parking and storage, including a 2-car garage (24'x24'), an additional single-car garage (14'x24') with an attached workshop, and a bonus backyard shed. New roof (2023) and major mechanical upgrades featuring a high-end Bosch HVAC heat pump and a brand-new water heater, both installed in 2026. Don't let this turn-key treasure get away!

909 S Coronado Way, Payson

$650,000

7092435 MLS

Room to Build. Room to Breathe. This 4.65-acre buildable lot in Payson, AZ is ready for your plans, and the right building site could take in views of the Granite Dells, the Mogollon Rim, and Gibson Peak. Access is off Tyler Parkway, a few miles from town, with the Goat Camp Trail and Payson trail system right across the street. Electric, water, sewer, and gas are readily available. Zoned R1-90, you can keep the whole parcel or split it once. Build a custom home, add horse facilities, or plan for an ADU on this Payson horse property with no HOA.

1101 E Tyler Parkway Unit 16, Payson

$250,000

7092347 MLS

The perfect setting for your dream home is on this beautiful 1.09-acre forested homesite in The Rim Club, one of Payson's two exclusive golf course communities. Enjoy a peaceful, private setting surrounded by natural beauty, with stunning views of both the Mogollon Rim and Granite Dells. EXCLUSIVE HOMESITE DESIGN EXPERIENCE INCLUDED! Your dream home deserves the perfect setting, and we're making it easier than ever to bring that vision to life! With the purchase of this exceptional homesite, buyers will receive a complimentary design and building consultation with the experienced team at Integra Builders. This exclusive opportunity includes a preliminary homesite evaluation, consultation with an architect, conceptual home placement, and guidance on maximizing the property's views, topography, privacy, outdoor living spaces, and natural surroundings. Explore potential floor plans, architectural styles, driveway access, and the ideal positioning of your future home, all with the guidance of professionals who understand the unique characteristics and building requirements of Rim Country's premier golf communities. Don't just purchase a homesite. Take the first exciting steps toward creating the home you've always envisioned! No obligation to build with Integra Builders.

500 S Primeval -- Unit 82, Payson

$89,000

7091872 MLS

Nestled within the exclusive gated community of Chaparral Pines in Payson, Arizona, this stunning .52-acre lot offers an unparalleled opportunity to build your dream home. Perfectly positioned, the lot boasts breathtaking panoramic views that stretch across the Mogollon Rim. The elevated location ensures unobstructed vistas and a serene setting, making it one of the most coveted view lots in the community. Chaparral Pines provides a lifestyle of luxury and recreation, featuring world-class amenities such as an 18-hole championship golf course, a state-of-the-art fitness center, tennis courts, and exclusive dining options. Enjoy access to hiking trails, fishing, and the tranquil charm of Payson's high-country living, all just a short drive from Phoenix. This lot offers not only stunning na tural beauty but also the potential to create a custom home perfectly tailored to your lifestyle. Don't miss this rare opportunity!

515 N Grapevine Drive Unit 439, Payson

$240,000

3 Beds ⋅ 2 Baths ⋅ 7091445 MLS

Affordable Payson home with plenty of space and great outdoor living areas! Located on a cul-de-sac, this 3 bedroom, 2 bath home offers approximately 1520 sqft of living space on a .15 acre lot. Originally built in 1972 , the home has been expanded over the years creating spacious floor plan with room for family, hobbies or a home office. The one car garage provides additional storage and offers a space for a small workshop. Step outside to enjoy the fenced yard along with the front, side and back covered porches offering great space for relaxing, entertaining and enjoying outdoor living. This is a great opportunity for someone looking for an affordable home and a chance to add their own personal touches, or an investment property with rental potential.

905 N William Tell Circle, Payson

$499,000

3 Beds ⋅ 1 Baths ⋅ 7091068 MLS

Step back in time in the heart of Payson with this charming farmhouse situated on over ¾ of an acre in the heart of Payson. Originally built in the late 1940's, in the 1970s, this property was used as a house church, offering additional character and versatility. The main house features 3 bedrooms and 2 bathrooms, along with a large, family-style kitchen that provides plenty of room for gathering, cooking, and entertaining. A wood stove adds warmth and character, while the 16' x 20' loft provides additional flexible space for hobby area, children's play area, sleeping area or whatever suits your needs. Mature pine and oak trees add shade and character to the property. In the spring, a yard filled with beautiful irises creates a wonderful setting for gardening and outdoor projects. The entire property is fenced, making it a great setting for pets and outdoor living. Adding even more potential, the property includes an additional single-wide dwelling, opening the door to a variety of possibilities. Whether you're looking for a permanent residence, long-term rental, or exploring short-term rental opportunities, this property offers flexibility that is increasingly hard to find. The property also offers RV parking and covered wood storage. The existing two-car garage is currently being used as a workshop, but can easily be converted back to a garage if desired. Lightning rods are installed on the roof for added protection. Located in the heart of Payson and zoned R3-MH, this property offers a combination of location, usable acreage, established landscaping, vintage character, and versality that is hard to find. With a bit of updating, its large lot, mature trees, established gardens, multiple living spaces, workshop, RV parking, and numerous possibilities, there is plenty of opportunity to make this property your own. This is a unique property with character, history and potential. Imagine all the possibilities. Property being sold AS IS.

204 W Frontier Street, Payson

$149,900

2 Beds ⋅ 1 Baths ⋅ 7090989 MLS

Affordable FIXER-UPPER opportunity in East Verde Estates, just minutes north of Payson. CASH or Hard Money. Situated on a spacious double lot overlooking the valley, this property is ready for someone with a vision to bring it back to life and create their own mountain getaway. The real draw is the location. East Verde Estates is a unique mountain community surrounded by the Tonto National Forest and offers private resident access to the East Verde River. Enjoy cooler temperatures, mountain views, wildlife and outdoor recreation while still being a short drive from Payson. The home needs work and is priced accordingly, making it a great opportunity for an investor cabin project or buyer looking for an affordable place in the mountains. Opportunities at this price point are hard to come by!

389 N Nellie Drive, Payson

$425,000

4 Beds ⋅ 2 Baths ⋅ 7090981 MLS

Beautiful 4/2 open floor plan, large primary bedroom, screened in back porch/deck. Downstairs cellar. 4 bedroom is smaller, would make a nice nursery room or office. Two great rooms, roof 2023, exterior paint 2023.

705 W Sherwood Drive, Payson

$431,000

7090746 MLS

Expansive 2-acre hilltop lot in the Payson Pines community, directly across from the High Chaparral Golf Resort, with unparalleled views of the iconic Mogollon Rim. Just five minutes from downtown Payson's best shopping and dining. Build your dream home in this high area. No HOA, only common-sense restrictions like no mobile homes. Come experience the fresh mountain air and breathtaking sunsets that only this elevation can provide.

700 N Tyler Parkway Unit -, Payson

$259,000

2 Beds ⋅ 1 Baths ⋅ 7089785 MLS ⋅ 700 SqFt.

Charming Payson bungalow with a convenient in-town location and the beauty of Arizona's Rim Country close at hand. Enjoy an easy walk to restaurants and shopping, plus quick access to the main highways in and out of town. The Mogollon Rim and the mountain communities of Pine and Strawberry are within reach, offering opportunities to enjoy the area's cooler-weather seasons. Whether you're looking for a full-time home, a vacation retreat, or a second home in Arizona's White Mountains region, this 700-square-foot property is a delightful place to start. Set on a 0.16-acre lot, the home features two bedrooms, one full bath, a comfortable living area, and an eat-in kitchen. Recent updates include new hardwood flooring, new cabinetry, and a new tub and surround. Dual driveways provide versati parking, with room to accommodate an RV. An inviting front yard and handy rear storage unit add to the appeal. Ready for its next owner to bring their finishing touches and make it their own.

708 N Manzanita Drive, Payson

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