Payson Homes with Conventional New Financing

Payson Homes with Conventional New Financing

Welcome to Payson, Arizona – a hidden gem nestled in the heart of Gila County. Known for its stunning natural beauty and vibrant community, Payson offers a unique blend of small-town charm and outdoor adventure. Surrounded by the majestic Mogollon Rim and the Tonto National Forest, residents enjoy breathtaking views, abundant hiking trails, and a plethora of recreational activities. Whether you’re an outdoor enthusiast or simply seeking a peaceful retreat, Payson is the perfect place to call home.

Payson is not just about its picturesque landscapes; it boasts a rich history and a warm, welcoming atmosphere. With a population that values community spirit, you'll find local festivals, farmer's markets, and a variety of shops and restaurants that showcase the town's unique culture. The mild climate, with four distinct seasons, allows for year-round enjoyment of the outdoors, making it an ideal location for families, retirees, and anyone looking to escape the hustle and bustle of city life.

For those interested in purchasing a home in this idyllic setting, Payson offers a range of properties that can be financed with conventional loans. This financing option makes it easier for potential homeowners to secure their dream residence in this charming town. From cozy cabins tucked away in the woods to spacious family homes with stunning mountain views, there’s something for everyone in Payson.

Discover the enchanting lifestyle that awaits you in Payson, Arizona. With its breathtaking scenery, friendly community, and accessible financing options, your dream home is just around the corner!

Newest Payson Homes with Conventional New Financing

1000 N Autumn Sage Court, Payson
$799,000
3 Beds ⋅ 2 Baths ⋅ 7104402 MLS ⋅ 2,066 SqFt.
Tucked among the tall pines in the sought-after Chaparral Pines community, this beautifully updated 3-bedroom, 2-bathroom home made for Rim Country living, indoors and out. Inside, you'll find new tile flooring, a refreshed fireplace with a custom mantel and built-in shelving, interior wood shutters, and fresh interior and exterior paint. The primary suite features a custom closet organizer, and the 2-car garage includes built-in cabinets for storage. The outdoor living space is the star. A covered, wood-ceilinged patio with ceiling fans and café lighting opens through French doors to an expansive paver patio, with room for lounging, dining and a fire table. Terraced retaining walls, new steps, a wrought-iron fence and a handcrafted custom gate frame a professionally landscaped, fully irrigated yard with mature trees and privacy. Pet owners will love the dog run, and recent updates also include new gutters around the entire home.. Move-in ready and loaded with upgrades in one of Payson's premier communities.

1000 N Autumn Sage Court, Payson
312 W Roundup Road, Payson
$229,000
1 Beds ⋅ 1 Baths ⋅ 7104305 MLS ⋅ 884 SqFt.
Great Investment Opportunity! Super cute A-Frame style 1 bedroom loft, 1 bath home. Great Deck for enjoying the mountain air and entertaining friends. Currently the home has a tenant with long-term lease.

312 W Roundup Road, Payson
820 N Deer Creek Drive, Payson
$272,500
3 Beds ⋅ 2 Baths ⋅ 7104181 MLS ⋅ 1,352 SqFt.
Enjoy beautiful mountain views in the quiet and peaceful community of Deer Creek Village. Built in 1998, this reasonably well-maintained home is in good overall condition and offers a comfortable opportunity for homeownership. The property features some mature trees, a peaceful neighborhood setting, and a quiet subdivision atmosphere. Priced as the most affordable home currently available in Deer Creek Village except 1, this is an excellent opportunity for a first-time homebuyer, seasonal resident, or anyone looking for an affordable home in a beautiful mountain community. Don't miss this great value!

820 N Deer Creek Drive, Payson
1010 N Easy Street, Payson
$325,000
2 Beds ⋅ 2 Baths ⋅ 7103483 MLS ⋅ 1,036 SqFt.
A wonderful place to make your own! Discover this inviting 2-bedroom, 2-bath home offering 1,036 +/- sq. ft. of comfortable living space. Features include an eat-in kitchen with stainless steel appliances, spacious bedrooms, and two full bathrooms. Enjoy the fully fenced backyard with a back deck and fire pit, perfect for relaxing or entertaining. Additional highlights include a one-car garage, large front parking pad, and a new roof in 2022. Conveniently located near shopping and parks, this home offers comfort, outdoor enjoyment, and everyday convenience. Whether you're looking for a place to make your own or an investment opportunity, this property is full of possibilities!

1010 N Easy Street, Payson
508 N Colcord Road, Payson
$379,000
2 Beds ⋅ 1 Baths ⋅ 7103358 MLS ⋅ 1,609 SqFt.
Payson Retreat Awaits! Enjoy the charm of Rim Country living in this inviting home nestled among the beautiful tall pines of Payson. This special property offers a warm, welcoming atmosphere with vaulted ceilings, an open living space, and four beautiful bay windows that bring in abundant natural light and add character to the home. Perfect for your furry friend to view out out or a spot for plants. The updated kitchen creates a wonderful gathering space, while fresh interior and exterior paint give the home a refreshed appearance. Step outside and enjoy the attractive front lawn with irrigation, adding beautiful green curb appeal and a welcoming touch. Enjoy cozy evenings by the fireplaces (gas and wood burning) relax in the outdoor setting, or take advantage of the additional storage Enjoy cozy evenings by the fireplaces (gas and wood burning) relax in the outdoor setting or take advantage of the additional storage RV parking. The spacious primary bedroom and adjoining office or flex space offer versatility for working from home, hobbies, or additional living needs. Come experience the beauty, comfort, and relaxed lifestyle of Payson and make this special home your own! Furniture and furnishings negotiable with a separate bill of sale.

508 N Colcord Road, Payson
608 N Wilderness Trail, Payson
$540,000
3 Beds ⋅ 2 Baths ⋅ 7103113 MLS ⋅ 1,557 SqFt.
Enjoy comfort, style, and functionality in this beautiful 3-bedroom, 2-bath home offering approximately 1,557 sq. ft. of inviting living space. Wood-look ceramic tile enhances the main living areas, while a stunning stone fireplace with custom mantel creates a warm focal point. The well-appointed kitchen features custom hickory cabinetry, granite countertops, upgraded stainless steel appliances, and a separate coffee bar. The spacious primary suite offers an en-suite bath with dual sinks, soaking tub, separate shower, and two individual walk-in closets. Outside, enjoy a large shaded patio, fully fenced yard, and dedicated turf dog run. A freshly painted exterior and new roof installed in August 2025 add peace of mind. The hard-to-find 3-car garage, additional parking pad, and brand-new Tuff Shed provide ample room for vehicles, recreational toys, hobbies, and storage. Whether a full-time residence or mountain getaway, this inviting property offers the space, comfort, and convenience to enjoy mountain living at its finest!

608 N Wilderness Trail, Payson
702 N Ponderosa Circle, Payson
$299,000
2 Beds ⋅ 2 Baths ⋅ 7102827 MLS ⋅ 1,056 SqFt.
Discover the charm of Rim Country living in this beautifully maintained, site-built 2-bedroom, 2-bath home tucked away in a quiet cul-de-sac in the heart of Payson. Surrounded by towering ponderosa pines, this move-in-ready home offers a wonderful blend of comfort, privacy, and inviting outdoor spaces. The kitchen features stainless steel appliances, while the outdoor setting is sure to capture your heart. A spacious covered front porch welcomes you home and provides the perfect spot to enjoy the fresh mountain air, listen to the breeze through the pines, and savor your morning coffee. Out back, the expansive, fully fenced backyard creates a private setting with plenty of room to garden, entertain, or simply unwind beneath the beautiful pine trees. A second covered porch extends your outdoor living space, making it easy to enjoy the peaceful surroundings in any season. A handy storage shed adds extra convenience, while paved front parking and an additional side parking pad provide plenty of room for vehicles. Ideally located in the heart of Payson, this well-cared-for property offers the perfect opportunity to enjoy the beauty and relaxed pace of Rim Country living! Plus there is NO HOA.

702 N Ponderosa Circle, Payson
506 E Drowsey Circle, Payson
$309,000
3 Beds ⋅ 3 Baths ⋅ 7102609 MLS ⋅ 1,144 SqFt.
Picture slow mornings on the deck with coffee in hand, tall pines overhead and that crisp Rim Country air. This is Payson living at its easiest! This 3 bedroom, 3 bath home is move-in ready, with the big updates already behind you: newer roof, A/C, furnace and water heater. Vaulted ceilings and skylights fill the living room with light, and the enclosed Arizona room is the perfect spot for reading, games or watching the seasons change. Out back, the fenced yard and paver patio are made for weekend barbecues, and the detached garage with a workbench is ready for your projects, toys or gear. You're minutes from shopping, dining and miles of trails for hiking, biking and exploring the Mogollon Rim. Solar is leased. Furniture may be available.

506 E Drowsey Circle, Payson
8982 W Single Tree Lane, Payson
$599,900
2 Beds ⋅ 2 Baths ⋅ 7102334 MLS ⋅ 2,752 SqFt.
Beautifully horse property with renovated 2-bedroom+ Den, 2-bath home in Middle Round Valley adjacent to National Forest. Extensive upgrades include all-new dual-pane windows, LifeProof luxury vinyl plank flooring, fresh interior and exterior paint, and a new pressure tank for private well. The completely remodeled kitchen features new cabinetry, granite countertops, and stainless-steel appliances, with washer and dryer included! The guest bathroom boasts new cabinetry, shower surround, and toilet, while the primary bath features a new vanity and toilet. Outside, enjoy mature trees, white ranch fencing, an oversized 24x24 detached metal garage, additional storage shed, and two covered parking structures. Move-in ready with major improvements already completed!

8982 W Single Tree Lane, Payson
308 W Frontier Street Unit G, Payson
$324,500
4 Beds ⋅ 3 Baths ⋅ 7102098 MLS ⋅ 1,550 SqFt.
This 1,550 +/- sq. ft. 4 bedroom, 2 ½ bath townhouse offers comfort and versatility with minimal upkeep. The home features an attached one-car garage, and spacious living areas. A partially fenced yard with access from the kitchen/dining area adds to its appeal. It has been recently painted inside and out, with new carpeting, and stainless steel kitchen appliances. This home is move in ready! Ideal as a full-time residence, vacation getaway, or potential income-producing investment.

308 W Frontier Street Unit G, Payson
501 E Alpine Drive, Payson
$299,000
2 Beds ⋅ 1 Baths ⋅ 7100979 MLS ⋅ 864 SqFt.
Check out this country cabin in Payson. Large, fenced back yard with mature trees in a desirable forest like neighborhood. Enjoy sitting in the cool mountain air on your front porch with a cup of coffee in the morning or a just winding down the day in the evening. Close to shopping, restaurants all within walking distance. All information in listing to be verified by buyer during inspection period. Tennant Occupied please allow 48 Hour notice to show.

501 E Alpine Drive, Payson
416 W Frontier Street, Payson
$244,000
2 Beds ⋅ 2 Baths ⋅ 7100971 MLS ⋅ 1,008 SqFt.
Escape the heat at an affordable price in Payson. This home is in a Historic area of Payson close to Restaurants, Shopping and Green Valley Park all in walking distance. Open floor plan with wood beams gives this home character and a feel of mountain living.

416 W Frontier Street, Payson
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