Payson Homes with VA Loan New Financing

Payson Homes with VA Loan New Financing

Nestled in the heart of Arizona's breathtaking landscapes, Payson is a charming town in Gila County that perfectly blends the tranquility of nature with the conveniences of modern living. Known for its stunning mountain vistas, Payson is a haven for outdoor enthusiasts, offering an array of recreational activities such as hiking, fishing, and camping in the surrounding Tonto National Forest. The town’s rich history and vibrant community spirit make it an inviting place to call home.

Payson boasts a variety of homes that cater to diverse lifestyles, whether you're seeking a cozy cabin in the woods or a spacious family home with all the amenities. For veterans and active-duty service members, the opportunity to purchase a home in this idyllic setting is made even more accessible through VA Loan financing. With new financing options available, qualifying individuals can take advantage of favorable terms, including no down payment and competitive interest rates, making homeownership a reality in this picturesque town.

The local community is warm and welcoming, with a range of amenities including shops, restaurants, and cultural events that foster a strong sense of belonging. Plus, Payson’s mild climate and beautiful surroundings provide the perfect backdrop for a relaxed lifestyle. Whether you’re looking to retire, raise a family, or simply enjoy the great outdoors, Payson offers a unique blend of charm and opportunity. Explore your options today and discover the perfect home in this enchanting Arizona town!

Newest Payson Homes with VA Loan New Financing

$449,000
3 Beds ⋅ 2 Baths ⋅ 7060783 MLS ⋅ 1,523 SqFt.
Move-in ready and in true mint condition! This beautifully maintained single level NO HOA, 2-bedroom, 2-bathroom home also features a versatile office/den, perfect for remote work or a quiet retreat. A charming walkway welcomes you inside, where rich flooring flows throughout an open, light-filled living area. The updated kitchen impresses with a stylish island, tile backsplash, and stainless-steel appliances, opening to a cozy breakfast nook with deck access ideal for morning coffee or evening sunsets. The primary suite offers a private en-suite bath and plenty of natural light, while a second spacious bedroom and dedicated office/den add valuable flexibility. The oversized 2-car garage provides extra storage and workspace. Tucked away in a peaceful, tree-lined setting, this home is a true gem!

1105 N Bavarian Way, Payson
$500,000
3 Beds ⋅ 2 Baths ⋅ 7060149 MLS ⋅ 1,632 SqFt.
Check out this gorgeous single family home just listed in the highly desirable Trailwood Community in Payson! HUGE corner lot, Single Story Home, No Interior Steps, 2 Car Garage, Closed-In Front Porch, Granite Kitchen Countertops, Stainless Steel Appliances, Gas Range, Newer HVAC, Rustic Pellet Stove, 9 Foot Ceilings, Covered Back Deck, Private Backyard, New Automated Front Drip System, Plenty of Storage and so much more! No HOA! Home has been meticulously maintained. Starlink Internet Equipment is paid in full and conveys with the sale. Optional monthly rate of approx. $120/mth. Murphy Bed in the second bedroom conveys. Vacant and available to show anytime! This home is a must see!

307 N Lakeshore Road, Payson
$665,000
3 Beds ⋅ 3 Baths ⋅ 7060043 MLS ⋅ 2,304 SqFt.
Mountain Views • Private Setting • Flexible Living Space Nestled in one of Payson's most desirable neighborhoods, this beautifully maintained mountain home offers the perfect combination of privacy, comfort, and spectacular views. Surrounded by custom homes and abundant wildlife, you'll enjoy peaceful mornings with elk wandering through the neighborhood and breathtaking sunrises and sunsets from both the front and rear decks. The home features 2,304 square feet with 3 bedrooms and 3 full bathrooms on a generous 0.47-acre lot. The upper level serves as the primary living area with an open, warm mountain-cabin feel highlighted by tongue-and-groove pine throughout. The lower level includes a private bedroom, full bath, family room, and separate entrance--ideal for guests, extended family, a home office, or multigenerational living.

1103 S Stewart Pocket Circle, Payson
$284,900
3 Beds ⋅ 2 Baths ⋅ 7059935 MLS ⋅ 1,456 SqFt.
Move right into this immaculate 3-bedroom, 2-bath home in the heart of Payson! Designed with a desirable split floor plan and an open great room concept, this home offers comfortable living with plenty of space to entertain. The spacious kitchen features a breakfast bar, two pantries, and abundant cabinet storage, making it the perfect gathering place for family and friends. Enjoy Payson's beautiful weather from the welcoming covered front porch or relax on the large covered back patio overlooking the expansive fenced backyard. The property also includes multiple outbuildings, a separate workshop or craft room, and a carport, providing plenty of space for hobbies, storage, and outdoor living. This move-in-ready home has been exceptionally maintained and features numerous major upgrades, including a new A/C and furnace (2016), replumbed with PEX (2018), new flooring throughout (2019), a new roof (2023), and a new water heater (2025), offering peace of mind for years to come. Furniture is negotiable, making this an outstanding opportunity whether you're looking for a full-time residence or a mountain getaway. Don't miss this beautiful Payson property with room to live, work, and play!

613 W Arabian Way, Payson
$489,000
3 Beds ⋅ 2 Baths ⋅ 7059757 MLS ⋅ 1,344 SqFt.
Views! No HOA! Vacation Rentals Allowed! Large front yard with parking room for your RV and all of your toys. Tucked in a very quiet Payson neighborhood, this Completely updated home home on a mountainside is ready to be your mountain town dream. Enjoy Fantastic views of the Mogollon Rim from a large wrap around deck. The North facing deck is large enough for outdoor patio furniture, gas fire pits, outdoor dining, BBQ and Smoker This 3 bedroom 2 bath home has many updated features: New roof 2024, New Commercial grade Luxury Vinyl flooring, Kitchen Cabinets, Baseboards and trim, Painted inside and out in 2026. Updated tile Shower on second floor, Newer backsplash and industrial shelving in the kitchen. Wide 2 car garage with workspace. Storage shed on the side. Owner is a licensed realtor in the state of Arizona.

313 E Pine Street, Payson
$425,000
3 Beds ⋅ 1 Baths ⋅ 7059510 MLS ⋅ 1,188 SqFt.
Charming farmhouse-style retreat on a private, oversized lot in Star Valley! Tucked behind a fenced and gated entry, this eye-catching home features a vibrant blue metal roof, dormer windows, and a covered front porch with classic white columns. Inside, rich cherry cabinetry, granite countertops, and stainless steel appliances make the kitchen a standout, flowing effortlessly into an open dining and living area with warm wood-look flooring throughout. main level spacious primary suite offers private patio access, The updated bathroom shines with a jetted tub and elegant fixtures. while additional bedrooms upstairs boast vaulted ceilings and charming dormer nooks perfect for an office or reading corner. Step outside to your own private oasis paver patio, artificial turf play areas, and a detached workshop/garage with its own metal roof, all set on a spacious lot with mature trees for ultimate privacy that provides plenty of room for all the toys. Whether you're entertaining, relaxing, or working on your next project, this backyard has it all. Move-in ready with designer touches throughout, this is the perfect blend of comfort, character, and space.

10 E Mars Lane, Payson
$440,000
3 Beds ⋅ 3 Baths ⋅ 7058389 MLS ⋅ 1,943 SqFt.
Charming 2-story home, built in 2000 with 1,943 sq ft of living space in the desirable Trailwood Subdivision, the main floor has primary bedroom with large walk-in closet and ensuite, formal dining room, formal living room with fireplace, large kitchen with pantry, upstairs are 2 more large bedrooms with large walk-ion closets, jack-n-jill bathroom, oversized 2-car garage with work shop area, covered screened-in deck off the back were you can enjoy the beautiful mountain views.

210 N Stagecoach Pass, Payson
$507,500
3 Beds ⋅ 2 Baths ⋅ 7058333 MLS ⋅ 1,618 SqFt.
A highly sought after, completely remodeled, single level mountain home on a corner lot with no HOA! This home sits in one of the most desirable locations in the heart of Payson just a short walk to Rumsey Park. It offers split floorplan 3-bed 2-full bath living. The spacious primary has its own external sitting room and exit, a brand new walk-in shower, garden tub, and custom walk-in closet. There is a beautiful gas fireplace in the great-room area along with plantation shutters and sliding doors leading you to a full length rear patio. The custom landscape package is perfect for 4 season entertainment or a peaceful cup of coffee. The large eat-in kitchen area features beautiful plantation shutters and solid surface counter space with a breakfast bar. The laundry room is off kitchen...

305 N Trailwood Road, Payson
$335,000
3 Beds ⋅ 2 Baths ⋅ 7057970 MLS ⋅ 1,152 SqFt.
Step into this cute furnished, turnkey cabin backing onto scenic Webber Creek & National Forest. Nestled among tall pines with seasonal creek views, this property offers cool mountain living just a short drive from Phoenix. This 3-bedroom, 1.5-bath cabin is 1152 sq. ft. & features an open layout with warm wood finishes, pine tongue-and-groove walls, and a comfortable living and dining space designed for relaxing or hosting. The main level includes the primary bedroom, full bath, and laundry, while upstairs offers two spacious bedrooms, a half bath, and room for multiple guests. Enjoy outdoor living on the covered front porch or in the 6,970-square-foot lot fully fenced with gated entry, rear deck, fire pit & patio. Well-maintained with recent improvements including a new large storage shed & concrete foundation panels. Located near Pine/Strawberry, Water Wheel and Ellis Falls, Washington Park, with easy access to hiking, fishing, and outdoor recreation. Move-in ready--just bring your suitcase. Ideal as a weekend escape, vacation rental, or full-time mountain home. List of Upgrades: 1. Fence and large gate surrounding property: $14,500 2. New large shed with insulation installed: $9,200 4. New cement board enclosed crawl space: $3,000 4. One ton of Landscaping Granite, Flagstone Step Stone path, Redwood mulch for a yard makeover: $2,640. 5. Washer & Dryer: $1,800 6. Repairs on exterior, repainted front and back porch: $1,500 7. New luxury vinyl flooring in kitchen and dining room: $1,200 8. Newly built walk-in closet upstairs: $800 9. New commode installed recently: $450 10. Freshly painted laundry room: $350 near Pine/Strawberry, Water Wheel, and Ellis Falls, Washington Park has easy access to hiking, fishing, and outdoor recreation. Peace of mind: this home is in proximity to the local fire department, and a municipal fire hydrant is only six houses away.

1285 W Paint Pony Drive, Payson
$480,000
2 Beds ⋅ 2 Baths ⋅ 7057914 MLS ⋅ 1,525 SqFt.
Welcome to this charming home in the desirable Payson Pines community, offering 1,525 square feet of comfortable living space with 2 bedrooms, 2 bathrooms, and a spacious 2-car garage. The inviting floor plan provides the perfect balance of functionality and comfort, making it ideal as a full-time residence or a relaxing mountain getaway. Enjoy Arizona's beautiful seasons from the covered front patio, the perfect spot to sip your morning coffee, or unwind on the covered back deck surrounded by the peaceful mountain setting. With its welcoming atmosphere, practical layout, and sought-after location, this home offers an exceptional opportunity to enjoy all that Payson's cool pines and outdoor lifestyle have to offer.

503 W Houston Mesa Road, Payson
$729,000
3 Beds ⋅ 2 Baths ⋅ 7057718 MLS ⋅ 1,710 SqFt.
Welcome to 1102 N. Earhart Parkway, where mountain living meets the aviation lifestyle in the highly sought-after Mazatzal Mountain Airpark. Built in 2021, this beautifully designed site-built home offers 1,710 square feet of thoughtfully designed living space with 3 bedrooms, 2 bathrooms, and modern finishes throughout, creating the perfect blend of comfort, style, and functionality. The spacious open-concept floor plan is designed for everyday living and entertaining. At the heart of the home, the kitchen features custom cabinetry, granite countertops, a large center island, and abundant workspace, flowing seamlessly into the living and dining areas. Step outside to the covered back deck and enjoy breathtaking views of the Mazatzal Mountains while relaxing in the cool mountain air. The oversized 3-car garage provides plenty of room for vehicles, recreational toys, and equipment, while the expansive storage area beneath the home offers exceptional space for outdoor gear, tools, and seasonal items. A fenced front yard serves as a convenient dog run, making this home equally appealing for pet owners. Located on a desirable lot within Mazatzal Mountain Airpark, this property offers the opportunity to build your own aircraft hangar and embrace the fly-in lifestyle this unique community is known for. Whether you're an aviation enthusiast or simply looking for a beautiful mountain retreat with modern amenities, spectacular views, and room to expand, this home is an exceptional opportunity. Experience the best of Payson living with quality 2021 construction, stunning mountain scenery, and the chance to make your aviation dreams a reality.

1102 N Earhart Parkway, Payson
$699,000
3 Beds ⋅ 3 Baths ⋅ 7057126 MLS ⋅ 3,621 SqFt.
Stunning Rim Views Experience spacious, flexible living with breathtaking Mogollon Rim views at this beautifully designed 3-bed, 3-bath home tucked into a quiet Payson cul-de-sac. Roof is 2.5 years new, and the HVAC system has been recently updated. The open main level features bright, inviting living spaces, a dedicated office, and a well-appointed kitchen. The lower level includes a convenient kitchenette, ideal for extended stays, multi-generational living, or private guest accommodations. Additional interior spaces include a media room and a versatile bonus room perfect for a gym, microschool, craft studio, or hobby area. Outdoor living is a true highlight, offering an expansive entertaining deck, a peaceful covered deck, and multiple areas designed to take full advantage of the fresh fresh mountain air and dramatic Rim backdrop. A 2-car garage provides ample storage for vehicles and outdoor gear. This exceptional property blends comfort, flexibility, and stunning natural beauty -- a rare opportunity in the heart of Payson.

1131 S Sycamore Circle, Payson
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