Payson Homes with Conventional New Financing

Payson Homes with Conventional New Financing

Welcome to Payson, Arizona – a hidden gem nestled in the heart of Gila County. Known for its stunning natural beauty and vibrant community, Payson offers a unique blend of small-town charm and outdoor adventure. Surrounded by the majestic Mogollon Rim and the Tonto National Forest, residents enjoy breathtaking views, abundant hiking trails, and a plethora of recreational activities. Whether you’re an outdoor enthusiast or simply seeking a peaceful retreat, Payson is the perfect place to call home.

Payson is not just about its picturesque landscapes; it boasts a rich history and a warm, welcoming atmosphere. With a population that values community spirit, you'll find local festivals, farmer's markets, and a variety of shops and restaurants that showcase the town's unique culture. The mild climate, with four distinct seasons, allows for year-round enjoyment of the outdoors, making it an ideal location for families, retirees, and anyone looking to escape the hustle and bustle of city life.

For those interested in purchasing a home in this idyllic setting, Payson offers a range of properties that can be financed with conventional loans. This financing option makes it easier for potential homeowners to secure their dream residence in this charming town. From cozy cabins tucked away in the woods to spacious family homes with stunning mountain views, there’s something for everyone in Payson.

Discover the enchanting lifestyle that awaits you in Payson, Arizona. With its breathtaking scenery, friendly community, and accessible financing options, your dream home is just around the corner!

Newest Payson Homes with Conventional New Financing

$500,000
3 Beds ⋅ 2 Baths ⋅ 7060149 MLS ⋅ 1,632 SqFt.
Check out this gorgeous single family home just listed in the highly desirable Trailwood Community in Payson! HUGE corner lot, Single Story Home, No Interior Steps, 2 Car Garage, Closed-In Front Porch, Granite Kitchen Countertops, Stainless Steel Appliances, Gas Range, Newer HVAC, Rustic Pellet Stove, 9 Foot Ceilings, Covered Back Deck, Private Backyard, New Automated Front Drip System, Plenty of Storage and so much more! No HOA! Home has been meticulously maintained. Starlink Internet Equipment is paid in full and conveys with the sale. Optional monthly rate of approx. $120/mth. Murphy Bed in the second bedroom conveys. Vacant and available to show anytime! This home is a must see!

307 N Lakeshore Road, Payson
$665,000
3 Beds ⋅ 3 Baths ⋅ 7060043 MLS ⋅ 2,304 SqFt.
Mountain Views • Private Setting • Flexible Living Space Nestled in one of Payson's most desirable neighborhoods, this beautifully maintained mountain home offers the perfect combination of privacy, comfort, and spectacular views. Surrounded by custom homes and abundant wildlife, you'll enjoy peaceful mornings with elk wandering through the neighborhood and breathtaking sunrises and sunsets from both the front and rear decks. The home features 2,304 square feet with 3 bedrooms and 3 full bathrooms on a generous 0.47-acre lot. The upper level serves as the primary living area with an open, warm mountain-cabin feel highlighted by tongue-and-groove pine throughout. The lower level includes a private bedroom, full bath, family room, and separate entrance--ideal for guests, extended family, a home office, or multigenerational living.

1103 S Stewart Pocket Circle, Payson
$450,000
3 Beds ⋅ 2 Baths ⋅ 7059967 MLS ⋅ 1,485 SqFt.
Views and Privacy. Single level home that backs to undeveloped land. Enjoy the composite covered back deck while gazing at the mountains. Kitchen has stainless steel gas range, refrigerator, and dishwasher. Wood floors in kitchen plus an island. Roof was replaced approx. 6 months ago. Primary bedroom has a slider door to the covered back deck, double sinks and large walk-in closet.

621 E Phoenix Street, Payson
$284,900
3 Beds ⋅ 2 Baths ⋅ 7059935 MLS ⋅ 1,456 SqFt.
Move right into this immaculate 3-bedroom, 2-bath home in the heart of Payson! Designed with a desirable split floor plan and an open great room concept, this home offers comfortable living with plenty of space to entertain. The spacious kitchen features a breakfast bar, two pantries, and abundant cabinet storage, making it the perfect gathering place for family and friends. Enjoy Payson's beautiful weather from the welcoming covered front porch or relax on the large covered back patio overlooking the expansive fenced backyard. The property also includes multiple outbuildings, a separate workshop or craft room, and a carport, providing plenty of space for hobbies, storage, and outdoor living. This move-in-ready home has been exceptionally maintained and features numerous major upgrades, including a new A/C and furnace (2016), replumbed with PEX (2018), new flooring throughout (2019), a new roof (2023), and a new water heater (2025), offering peace of mind for years to come. Furniture is negotiable, making this an outstanding opportunity whether you're looking for a full-time residence or a mountain getaway. Don't miss this beautiful Payson property with room to live, work, and play!

613 W Arabian Way, Payson
$1,158,000
3 Beds ⋅ 2 Baths ⋅ 7059923 MLS ⋅ 1,800 SqFt.
HIGH PERFORMING OPPORTUNITY - 8 current units on 2.7 acres, priced under $150K per door at a 7.5 CAP. This high performing property includes an 1,800 sf rental house with a 850 sf deck overlooking the Rim plus 6 additional STR cabins and a full hookup RV spot, with room on the land to expand further.

1075 E Ranch Road, Payson
$489,000
3 Beds ⋅ 2 Baths ⋅ 7059757 MLS ⋅ 1,344 SqFt.
Views! No HOA! Vacation Rentals Allowed! Large front yard with parking room for your RV and all of your toys. Tucked in a very quiet Payson neighborhood, this Completely updated home home on a mountainside is ready to be your mountain town dream. Enjoy Fantastic views of the Mogollon Rim from a large wrap around deck. The North facing deck is large enough for outdoor patio furniture, gas fire pits, outdoor dining, BBQ and Smoker This 3 bedroom 2 bath home has many updated features: New roof 2024, New Commercial grade Luxury Vinyl flooring, Kitchen Cabinets, Baseboards and trim, Painted inside and out in 2026. Updated tile Shower on second floor, Newer backsplash and industrial shelving in the kitchen. Wide 2 car garage with workspace. Storage shed on the side. Owner is a licensed realtor in the state of Arizona.

313 E Pine Street, Payson
$207,000
2 Beds ⋅ 2 Baths ⋅ 7059637 MLS ⋅ 966 SqFt.
Rare opportunity to own an affordable home on its own lot in town, no space rent or RV park! Nestled among beautiful tall pines, this well-maintained 2-bedroom, 2-bath home offers 966 square feet including a site-built addition for added space and functionality. Recent improvements include a new metal roof, new flooring throughout, fresh interior paint in the addition, exterior paint and a newer HVAC system installed in 2017. Enjoy the peaceful .15-acre fenced lot with room to relax on the front or back patio while you appreciate the mountain setting. Just minutes from local shopping, dining, and outdoor recreation. Whether you're looking for a full-time residence, weekend retreat, or investment property, this home offers exceptional value in a desirable in-town location.

215 E Airline Boulevard, Payson
$425,000
3 Beds ⋅ 1 Baths ⋅ 7059510 MLS ⋅ 1,188 SqFt.
Charming farmhouse-style retreat on a private, oversized lot in Star Valley! Tucked behind a fenced and gated entry, this eye-catching home features a vibrant blue metal roof, dormer windows, and a covered front porch with classic white columns. Inside, rich cherry cabinetry, granite countertops, and stainless steel appliances make the kitchen a standout, flowing effortlessly into an open dining and living area with warm wood-look flooring throughout. main level spacious primary suite offers private patio access, The updated bathroom shines with a jetted tub and elegant fixtures. while additional bedrooms upstairs boast vaulted ceilings and charming dormer nooks perfect for an office or reading corner. Step outside to your own private oasis paver patio, artificial turf play areas, and a detached workshop/garage with its own metal roof, all set on a spacious lot with mature trees for ultimate privacy that provides plenty of room for all the toys. Whether you're entertaining, relaxing, or working on your next project, this backyard has it all. Move-in ready with designer touches throughout, this is the perfect blend of comfort, character, and space.

10 E Mars Lane, Payson
$440,000
3 Beds ⋅ 3 Baths ⋅ 7058389 MLS ⋅ 1,943 SqFt.
Charming 2-story home, built in 2000 with 1,943 sq ft of living space in the desirable Trailwood Subdivision, the main floor has primary bedroom with large walk-in closet and ensuite, formal dining room, formal living room with fireplace, large kitchen with pantry, upstairs are 2 more large bedrooms with large walk-ion closets, jack-n-jill bathroom, oversized 2-car garage with work shop area, covered screened-in deck off the back were you can enjoy the beautiful mountain views.

210 N Stagecoach Pass, Payson
$507,500
3 Beds ⋅ 2 Baths ⋅ 7058333 MLS ⋅ 1,618 SqFt.
A highly sought after, completely remodeled, single level mountain home on a corner lot with no HOA! This home sits in one of the most desirable locations in the heart of Payson just a short walk to Rumsey Park. It offers split floorplan 3-bed 2-full bath living. The spacious primary has its own external sitting room and exit, a brand new walk-in shower, garden tub, and custom walk-in closet. There is a beautiful gas fireplace in the great-room area along with plantation shutters and sliding doors leading you to a full length rear patio. The custom landscape package is perfect for 4 season entertainment or a peaceful cup of coffee. The large eat-in kitchen area features beautiful plantation shutters and solid surface counter space with a breakfast bar. The laundry room is off kitchen...

305 N Trailwood Road, Payson
$335,000
3 Beds ⋅ 2 Baths ⋅ 7057970 MLS ⋅ 1,152 SqFt.
Step into this cute furnished, turnkey cabin backing onto scenic Webber Creek & National Forest. Nestled among tall pines with seasonal creek views, this property offers cool mountain living just a short drive from Phoenix. This 3-bedroom, 1.5-bath cabin is 1152 sq. ft. & features an open layout with warm wood finishes, pine tongue-and-groove walls, and a comfortable living and dining space designed for relaxing or hosting. The main level includes the primary bedroom, full bath, and laundry, while upstairs offers two spacious bedrooms, a half bath, and room for multiple guests. Enjoy outdoor living on the covered front porch or in the 6,970-square-foot lot fully fenced with gated entry, rear deck, fire pit & patio. Well-maintained with recent improvements including a new large storage shed & concrete foundation panels. Located near Pine/Strawberry, Water Wheel and Ellis Falls, Washington Park, with easy access to hiking, fishing, and outdoor recreation. Move-in ready--just bring your suitcase. Ideal as a weekend escape, vacation rental, or full-time mountain home. List of Upgrades: 1. Fence and large gate surrounding property: $14,500 2. New large shed with insulation installed: $9,200 4. New cement board enclosed crawl space: $3,000 4. One ton of Landscaping Granite, Flagstone Step Stone path, Redwood mulch for a yard makeover: $2,640. 5. Washer & Dryer: $1,800 6. Repairs on exterior, repainted front and back porch: $1,500 7. New luxury vinyl flooring in kitchen and dining room: $1,200 8. Newly built walk-in closet upstairs: $800 9. New commode installed recently: $450 10. Freshly painted laundry room: $350 near Pine/Strawberry, Water Wheel, and Ellis Falls, Washington Park has easy access to hiking, fishing, and outdoor recreation. Peace of mind: this home is in proximity to the local fire department, and a municipal fire hydrant is only six houses away.

1285 W Paint Pony Drive, Payson
$480,000
2 Beds ⋅ 2 Baths ⋅ 7057914 MLS ⋅ 1,525 SqFt.
Welcome to this charming home in the desirable Payson Pines community, offering 1,525 square feet of comfortable living space with 2 bedrooms, 2 bathrooms, and a spacious 2-car garage. The inviting floor plan provides the perfect balance of functionality and comfort, making it ideal as a full-time residence or a relaxing mountain getaway. Enjoy Arizona's beautiful seasons from the covered front patio, the perfect spot to sip your morning coffee, or unwind on the covered back deck surrounded by the peaceful mountain setting. With its welcoming atmosphere, practical layout, and sought-after location, this home offers an exceptional opportunity to enjoy all that Payson's cool pines and outdoor lifestyle have to offer.

503 W Houston Mesa Road, Payson
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