Surprise Homes with VA Loan New Financing

Surprise Homes with VA Loan New Financing

Welcome to Surprise, Arizona, a vibrant city nestled in the heart of Maricopa County. Known for its warm climate and friendly community, Surprise offers a perfect blend of suburban charm and urban convenience. With its stunning desert landscapes, sprawling parks, and a plethora of recreational activities, it’s no wonder that families, retirees, and young professionals alike are drawn to this growing city.

Surprise is home to a variety of amenities, including shopping centers, dining options, and entertainment venues. The city boasts a rich cultural scene, with events like the Surprise Fine Arts and Craft Festival and the annual Fourth of July Celebration drawing residents and visitors together. For outdoor enthusiasts, the nearby White Tank Mountain Regional Park offers hiking trails, picnic areas, and breathtaking views of the Arizona landscape.

For those considering homeownership, Surprise is an excellent choice, especially for veterans and active-duty military personnel. With the option for VA loan new financing, buying a home in this welcoming community has never been more accessible. VA loans offer attractive benefits such as no down payment, competitive interest rates, and no private mortgage insurance (PMI), making it easier for veterans to secure their dream homes.

Whether you’re looking for a cozy single-family home or a spacious modern retreat, Surprise has a diverse real estate market that caters to various tastes and budgets. Embrace the opportunity to call this enchanting city home, where you can enjoy a high quality of life in a community that values connection and growth. Discover your future in Surprise, AZ today!

Newest Surprise Homes with VA Loan New Financing

15245 W Dynamite Boulevard, Surprise
$949,999
5 Beds ⋅ 3 Baths ⋅ 7105744 MLS ⋅ 2,763 SqFt.
RARE 2.87-ACRE PROPERTY IN SURPRISE! Discover the perfect combination of modern living, wide-open space, and endless recreation! This beautifully modernized 5-bedroom, 3-bath home offers 2,763 sq ft with exceptional privacy and room for all your toys! Featuring a 3-car garage PLUS a massive 40x40 detached RV garage, extensive boat and RV parking, and brand-new upgraded electrical servicing the garages and outdoor sports court. Enjoy your own freshly painted basketball and pickleball court, spacious outdoor entertaining areas, and breathtaking Arizona sunsets. With nearly 3 acres, no HOA, and room to spread out, this property offers a rare opportunity to enjoy acreage living without sacrificing convenience. Space, recreation, storage, and modern comfort all in one incredible property!

15245 W Dynamite Boulevard, Surprise
17852 W Electra Lane, Surprise
$412,345
3 Beds ⋅ 2 Baths ⋅ 7105659 MLS ⋅ 1,749 SqFt.
February Delivery! Stunning Modern Prairie elevation Beautiful 3 Beds and 2 Baths! Impressive Designer Package - brown Shaker Cabinets with Matte Black Hardware, Backsplash, Quartz Countertops, Kitchen with Large Island, Lot of Windows for natural brightness, 9ft Ceilings, Impressive 8ft Panel Doors, 2 Tone Paint through out, Covered Patio in Backyard. Upgraded Electrical Package, Ceiling Fan Pre-Wires Throughout, Pre-Wire for Pendant Lights, Soft water plumb, , Home Warranty, Too Much to List. ALL APPLIANCES INCLUDED Must See!

17852 W Electra Lane, Surprise
23927 N 179th Drive, Surprise
$416,203
4 Beds ⋅ 2 Baths ⋅ 7105611 MLS ⋅ 1,737 SqFt.
***AVAILABLE TO MOVE IN SPRING 2027*** MODEL HOME FOR SALE! Discover the Sagebrush floorplan from our Sonoran Collection, where style meets innovation in a home designed for flexibility, affordability, and efficiency. This single-family, single-story layout spans 1,737 square feet and offers 4 bedrooms, 2 bathrooms, and an oversized 2-car garage. Experience low-maintenance living in an open-concept floorplan that provides versatile space for the whole family. *Terms and conditions apply. See sales counselor for details.

23927 N 179th Drive, Surprise
14950 W Mountain View Boulevard Unit 6205, Surprise
$209,000
1 Beds ⋅ 1 Baths ⋅ 7105544 MLS ⋅ 832 SqFt.
Discover resort-style living in this upgraded Ventana condo at LaSolana! Enjoy beautiful west-facing clubhouse views, (2016) tile flooring throughout, including the patio, and an (2016)updated kitchen with granite countertops, backsplash, pull-out shelving and stainless steel appliances. The refreshed bath features a granite vanity and updated sink. Additional highlights include newer lighting, ceiling fans and two security doors. LaSolana offers a heated beach-entry pool, spa, clubhouse, theater, library, salon and more! Enjoy all the amenities of Sun City Grand, plus nearby shopping, dining and medical facilities. Assigned covered parking #130. Pets and rentals allowed. Some furnishings may be available!

14950 W Mountain View Boulevard Unit 6205, Surprise
11545 W Sand Trout Court, Surprise
$350,000
2 Beds ⋅ 2 Baths ⋅ 7105535 MLS ⋅ 1,370 SqFt.
Enjoy golf course living at its finest! This captivating home sits on a private corner lot along the #1 fairway of the beautiful Coyote Lakes Golf Club. Lovely landscaping welcomes you outside, while the interior offers an open, bright, and well-maintained feel. The backyard features added turf, creating an attractive outdoor space to relax and enjoy the golf course setting. The exterior was painted approximately six years ago, and the carpet has recently been professionally cleaned. Located in the desirable Coyote Lakes community, residents enjoy a relaxed lifestyle centered around golf, beautiful desert surroundings, and a welcoming neighborhood atmosphere. With its private golf course lot, attractive landscaping, and inviting interior, this home is a wonderful opportunity to enjoy the best of Arizona golf course living!

11545 W Sand Trout Court, Surprise
24229 N 170th Lane, Surprise
$699,990
4 Beds ⋅ 3 Baths ⋅ 7105495 MLS ⋅ 2,400 SqFt.
Room for every toy and every gathering! This 2020 Lennar Outlander in Asante pairs a 3-car tandem garage with an RV garage featuring pass-through doors, a 3-ton mini split, and epoxy floors. Out back, your private resort: pool and spa, steel patio cover with outdoor bar, gas fire pit under the pergola, and motorized blackout shades that turn the patio into true indoor-outdoor living. Professional landscaping with lighting, turf and hardscape. Inside, 4 bedrooms and 2.5 baths across 2,400 sq ft with shutters, electric fireplace, kitchen pull-outs, dimmable cabinet lighting, and upgraded appliances plus washer and dryer. Security door, Ring system and gutters complete the package. Over $175K in upgrades and move-in ready. No build wait!

24229 N 170th Lane, Surprise
17884 W Cerrito Lane, Surprise
$529,000
2 Beds ⋅ 2 Baths ⋅ 7105442 MLS ⋅ 1,992 SqFt.
Updated Borgata with Expanded Living Spaces & Exceptional Outdoor Living! This popular split floor plan offers 2 bedrooms, 2 baths and a beautifully expanded den, designed for both comfort and style. The stunning remodeled den features a custom stone-accented media wall, floating shelves, electric fireplace, soft accent lighting, a built-in desk, wood laminate flooring and direct patio access. The inviting kitchen offers Corian countertops, attractive cabinetry, pantry, newer gas cooktop, custom backsplash with glass tile accents, sleek stainless/glass vent hood, new refrigerator and pendant lighting over the breakfast bar. A built-in wine cabinet with wine fridge adds a special touch, while the charming breakfast nook features a bay window seat with a view of the park like setting. The spacious, extended primary suite has updated flooring and a beautifully appointed bath with granite countertops, white cabinetry, vessel sinks, updated Moen fixtures, a generous tiled walk-in shower and skylight. The guest bath features a quartz countertop, custom glass vessel sink, upgraded toilet and tiled tub/shower surround. Additional interior details include tile flooring throughout the main living areas and baths, upgraded paneled interior doors with stylish black hardware and a custom front door. Step outside to a truly inviting desert retreat! The expansive tiled and paver patio features decorative knee walls, a built-in BBQ with elevated built-in dining table and seating, and a built-in wood-burning fire pit. The oversized lot showcases beautiful natural desert landscaping, an adjacent common area and a tranquil setting with a block wall along the rear. An extended 2-car garage with epoxy flooring, built-in cabinets and workbench completes this exceptional home. A wonderful combination of thoughtful upgrades, flexible living space and Arizona outdoor living!

17884 W Cerrito Lane, Surprise
17642 N Thoroughbred Drive, Surprise
$439,000
2 Beds ⋅ 2 Baths ⋅ 7105415 MLS ⋅ 1,645 SqFt.
This meticulous Madera is updated and move in ready. The backyard/patio is a RARE FIND, with an expansive park like setting awaiting you. Updated with nearly new carpet, lighted media wall. The kitchen has tile backsplash, crown modling, knobs on cabinets, ss appliances, black sink, roll out shelves plus a light, bright kitchen nook. The cozy primary bedroom suite has a bay window, the bathroom has quartz top double vanities, comfort height toilet, bronze hardware, bronze shower trim and large walk in closet. The second bath has quartz vanity, bronze hardware and nearly new glass shower door. The garage is extended with room for a golf cart, the floor is coated, attached cabinets. Seller will leave will leave some furniture at no monetary value.

17642 N Thoroughbred Drive, Surprise
17958 W Tierra Del Sol Drive, Surprise
$599,900
3 Beds ⋅ 2 Baths ⋅ 7105389 MLS ⋅ 2,334 SqFt.
HIGHLY UPGRADED/EXTD Hacienda model, featuring a 3-CAR GARAGE, charming stone façade & OVER $163K IN UPGRADES! Nestled in a serene setting, this exceptional home offers 3 bdrms + den, a welcoming front courtyard & a NEW ROOF UNDERLAYMENT. The gourmet kitchen shines w/granite counters, NEW soft-close custom cabinetry & pull-out drawers, NEW SS appliances, gas cooktop + designer touches. The Great Rm features a stunning stone accent wall w/electric FP & opens to an outdoor oasis w/lg covered patio & tranquil water feature--perfect for relaxing or entertaining! Enjoy remodeled baths, luxury vinyl flooring, new bedroom carpet, plantation shutters, 18 SEER HVAC, whole-home water filtration, softener + so much more. A truly impressive home! Furniture, decor & housewares available outside escro

17958 W Tierra Del Sol Drive, Surprise
15935 W Desert Vista Trail, Surprise
$1,500,000
4 Beds ⋅ 3 Baths ⋅ 7105329 MLS ⋅ 2,894 SqFt.
Absolutely gorgeous 4-bedrooms, 2.75-bathrooms home situated on 2.5 acres with breathtaking mountain views, beautiful desert surroundings, and an incredible backyard retreat! An added bonus is the PAID-OFF SOLAR, with an average annual electric bill of approximately $700, offering tremendous savings! This beautifully maintained home features a spacious open floor plan, custom media wall, and a stunning primary bathroom remodeled in 2026. Step outside to an entertainer's dream backyard featuring a heated pool with its own dedicated solar panels, relaxing spa, expansive pergola, and outdoor kitchen complete with a built-in BBQ, sink, and refrigerator. The impressive 20' x 50' RV garage, RV gate, and a total of 7 covered and enclosed parking spaces provide plenty of room for vehicles, recreational toys, and additional storage. Numerous upgrades include fresh exterior paint (October 2026), new AC unit (2023), smart thermostats, water softener, reverse osmosis system, motion-sensor garage lighting, and built-in garage cabinets. Situated within a small HOA with annual dues of approximately $70 and a shared community well. The property also reportedly benefits from a grandfathered exemption from the Dysart school district property tax assessment, subject to verification. Enjoy peaceful desert living, spectacular Arizona sunsets, and the privacy of 2.5 acres while still being conveniently located near shopping, dining, and everyday amenities. This exceptional property offers the perfect combination of space, comfort, and functionality!

15935 W Desert Vista Trail, Surprise
16149 W Mauna Loa Lane, Surprise
$484,990
4 Beds ⋅ 3 Baths ⋅ 7105269 MLS ⋅ 2,958 SqFt.
Welcome to this charming 2-story home with a pool in the Legacy Parc Community! Featuring 4 bedrooms, plus a den and a LOFT- 2 bathrooms, a powder room, and a 3-car garage, this home offers manicured desert landscaping and a gated front entry. Inside, enjoy vaulted ceilings, abundant natural light, tile flooring, carpeted bedrooms, and separate living and formal dining areas. The spacious family room with pre-wired surround sound opens to an eat-in kitchen featuring granite countertops, wood cabinetry, stainless steel appliances, a walk-in pantry, and a breakfast bar island. An open den and upstairs loft provide flexible space for work, hobbies, or relaxation. Step outside and enjoy the backyard pool! Energy efficient with great SOLAR lease. Available fully furnished if desired. The generous primary suite includes a spa-like private bath & walk-in closet. Outside, your backyard oasis awaits! Enjoy multiple covered patios, poolside seating areas, and a refreshing pool with a brick waterfall feature, creating the perfect setting for year-round entertaining. Make this home yours!

16149 W Mauna Loa Lane, Surprise
17434 W Molly Lane, Surprise
$375,000
3 Beds ⋅ 2 Baths ⋅ 7105166 MLS ⋅ 1,884 SqFt.
This well-maintained, single-level home offers a desirable split floor plan, upgraded lighting, beautiful kitchen countertops, and a custom backsplash that adds the perfect finishing touch. The spacious backyard features a large area of low-maintenance artificial turf, with plenty of additional space to create your ideal outdoor retreat. The community offers wonderful amenities, including a children's playground, splash pad, expansive grassy green spaces, and a huge HEATED community pool perfect for enjoying Arizona's sunny days. With modern finishes, a functional layout, a generous backyard, and fantastic community amenities, this home offers the look and feel of newer construction without the higher price tag. An incredible opportunity to own a beautiful home.

17434 W Molly Lane, Surprise
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