Surprise Homes under $400,000

Welcome to Surprise, Arizona – a vibrant city nestled in the heart of Maricopa County that perfectly blends suburban charm with modern conveniences. Known for its warm climate and friendly atmosphere, Surprise offers an inviting community for families, retirees, and everyone in between. With stunning mountain views and an abundance of recreational activities, this city is a hidden gem in the Phoenix metropolitan area.

Surprise boasts a plethora of parks, golf courses, and sports complexes, making it an ideal destination for outdoor enthusiasts. The city is also home to the Surprise Stadium, where you can catch Major League Baseball spring training games, adding to the lively local culture. With a variety of shopping, dining, and entertainment options, residents enjoy a balanced lifestyle that caters to all interests.

For those seeking affordable housing options, Surprise is an excellent choice. The real estate market offers a diverse selection of homes under $400,000, making it accessible for first-time buyers, families, and investors alike. From charming single-family homes to modern townhouses, you’ll find properties that suit your needs and budget. With a growing community and a range of amenities, living in Surprise means you can enjoy a high quality of life without breaking the bank.

Whether you’re looking to settle down or invest in a rental property, Surprise, AZ, is a fantastic place to call home. Explore the opportunities that await you in this delightful city and discover why so many people are choosing to make Surprise their forever home!

Newest Surprise Homes under $400,000

$169,000

1 Beds ⋅ 1 Baths ⋅ 7099278 MLS ⋅ 400 SqFt.

Beautiful 1 Bedroom Casita offers a walk-in shower, sink, and toilet & Upstairs loft Bedroom. Enjoy Arizona living on this fully covered, oversized RV lot in a prime location with no neighbors behind! The spacious patio features custom pavers, soft turf, and a built-in BBQ, creating the perfect setting for entertaining family and friends. All patio furniture stays, making this outdoor retreat ready to enjoy. Happy Trails is a gated 55+ active adult community featuring 4 pools, 16 pickleball courts, tennis, horseshoes, shuffleboard, a dog park, woodshop, and so much more. Enjoy numerous clubs, dances, concerts, and social activities. HOA dues include water, trash, and sewer. Experience resort-style RV living at its best!

17200 W Bell Road Unit 1034, Surprise

11596 W Sierra Dawn Boulevard Unit 163, Surprise

$27,000

2 Beds ⋅ 2 Baths ⋅ 7099250 MLS ⋅ 1,056 SqFt.

This home Is being sold as is. Needs some work, but let the price reflect! PRICED TO SELL!! Bring your vision and create your own Ideas of how you can make this Gem your own! It Is located In a 55+ Resort style community. this Is a 2B/2B Corner lot. this could be yours today!

11596 W Sierra Dawn Boulevard Unit 163, Surprise

$350,000

4 Beds ⋅ 2 Baths ⋅ 7099066 MLS ⋅ 1,681 SqFt.

This charming home in a convenient location features four bedrooms in a split primary bedroom layout. The open kitchen connects to an oversized family room. The AC unit was replaced in 2023 and the roof in 2022. The spacious interior and inviting backyard, complete with a covered patio and pavers, add to its appeal. A short walk to the park makes this home an ideal choice. Close to the 303 and shopping at a price that is affordable. With all the new shopping, Eating, and more coming to the area this is must see. Home also has a 2-car garage. Although it needs minor attention, the home is ready to move into today.

16925 W Nottingham Way N, Surprise

$389,000

2 Beds ⋅ 2 Baths ⋅ 7099033 MLS ⋅ 1,782 SqFt.

Welcome to easy Arizona living in The Grand! Situated on a generous corner lot, this beautifully kept 2-bed, 2-bath plus den Desert Rose model (1,782 sq ft) offers worry-free living with all major big-ticket items already done: exterior professionally painted (2024), washer/dryer (2021), roof underlayment (2019), water heater (2019), stainless steel kitchen appliances (2019), high-efficiency HVAC (2017), and garage door (2016). Enjoy a bright open layout with an eat-in kitchen, versatile den/office, primary bedroom with bay window, covered patio, and extended 2-car garage. Experience The Grand's premier resort lifestyle with 4 championship golf courses, pools, pickleball, tennis, fitness centers, and social clubs!

15190 W Camino Estrella Drive, Surprise

$189,000

1 Beds ⋅ 1 Baths ⋅ 7098941 MLS ⋅ 387 SqFt.

Live the lifestyle you deserve! Experience comfort & pride in this well maintained & upgraded park model. With stucco exterior, spacious covered trex deck and a larger lot, it feels like home. Property features appliances, flooring, paint all replaced in the past 2-3 years. A/C replaced 2020.

17200 W Bell Road Unit 840, Surprise

$280,000

3 Beds ⋅ 2 Baths ⋅ 7098896 MLS ⋅ 1,536 SqFt.

Cute and inviting 3-bedroom, 2-bath manufactured home featuring a spacious, open floor plan and a generously sized lot. Enjoy the extra storage provided by the large storage shed, plus convenient RV parking. With plenty of room to spread out and added space for your recreational vehicles and storage needs, this home is full of potential. Don't miss this great opportunity!

16589 N Queen Esther Drive, Surprise

$130,000

1 Beds ⋅ 1 Baths ⋅ 7098766 MLS ⋅ 576 SqFt.

This 1-bedroom, 1-bath condo offers 576 sq. ft. of living space with recent updates, including new interior paint, a painted front door, new kitchen faucet, and recaulked shower. The private balcony has also been updated with new paint and artificial turf. A/C recently inspected and operating properly. Community amenities include a pool and landscaped grounds, with shopping and dining nearby. Previously used as a rental, this property offers potential for investors or full-time residents. A new HOA is being established, with possible community improvements ahead.

12123 W Bell Road Unit 359, Surprise

$224,900

2 Beds ⋅ 2 Baths ⋅ 7098696 MLS ⋅ 507 SqFt.

This Park Model offers great versatility having a guest house adding another bedroom! There are so many recent upgrades including new ceiling fans, hot water heater. The guest house has a new roof, new laminate flooring, new carpet in bedroom, and the list goes on. The driveway has new epoxy coating. The spacious shed is great for a small workshop or can be used to store your golfcart. This home was lovingly cared for and is move-in-ready! All of this in a gated and guarded 55+ community. Come see what this gem along with all of the amenities the desirable Happy Trails community has to offer. Of course, Happy Trails is centrally located with many shopping areas and popular restaurants in its vicinity.

17200 W Bell Road N Unit 199, Surprise

$390,000

4 Beds ⋅ 2 Baths ⋅ 7098602 MLS ⋅ 1,527 SqFt.

Fall in love with this 4 bedroom, 2 bathroom home with a 2-car garage, and a sparkling private pool! Step inside to discover abundant natural light, soaring ceilings, stylish wood-look flooring, and an open-concept floor plan that creates a welcoming atmosphere for everyday living and entertaining. Your backyard oasis is ready to enjoy! Relax beneath the covered patio, gather with friends in the separate seating areas, or enjoy the expansive artificial turf and refreshing pool. Whether you're hosting weekend get-togethers or simply soaking up the Arizona sunshine, this outdoor space is designed for year-round enjoyment. Even better, the home backs to a large park with no immediate neighbors behind, offering an open backdrop and an added sense of privacy. Solar adds another appealing feature, with a current monthly loan payment of $129 per month. Move-in ready and packed with desirable features, this Surprise gem is ready to welcome its next owner! Don't miss your opportunity to enjoy the pool, the privacy, and the Arizona lifestyle you've been looking for.

14614 N 132nd Avenue, Surprise

$150,000

2 Beds ⋅ 1 Baths ⋅ 7098549 MLS ⋅ 616 SqFt.

Enjoy the Best of Resort Living at Happy Trails! Great opportunity to own a furnished 2-bedroom villa in this desirable gated 55+ active-adult community in Surprise, Arizona! You own the lot, making this an appealing opportunity to enjoy the benefits of homeownership and an active resort lifestyle. Inside, you'll find a spacious kitchen, a generously sized family room, and two bedrooms offering comfortable living space. The home comes furnished, making it easy to settle in and start enjoying all that Happy Trails has to offer. Relax outdoors on the covered patio, and appreciate the spacious storage shed with room for your golf cart! Happy Trails offers an incredible variety of clubs, activities, and amenities, including arts and crafts, cards, fitness, games, music, sports, a Performing... Arts Center, casual dining, and an on-site restaurant. Whether you're looking for a seasonal getaway or a place to enjoy year-round, this is your opportunity to embrace the fun, friendships, and carefree lifestyle of Happy Trails!

17200 W Bell Road Unit 2123, Surprise

$314,900

3 Beds ⋅ 2 Baths ⋅ 7098369 MLS ⋅ 1,154 SqFt.

Welcome to this charming 3-bedroom, 2-bath home in the desirable Bell West Ranch community of Surprise! Offering 1,154 square feet of thoughtfully designed living space, this single-story home features an inviting open-concept great room, vaulted-feeling 9-foot-plus ceilings, and an abundance of natural light. The spacious eat-in kitchen offers maple cabinetry, generous counter space, and a functional layout that flows seamlessly into the main living area. The primary suite features a walk-in closet and private bathroom, while two additional bedrooms provide flexibility for guests, a home office, or everyday living. Step outside to a private, low-maintenance backyard featuring an extended covered patio, mature shade trees, and plenty of room to relax, entertain, or create your own outdoor retreat. Additional highlights include a two-car garage, ceiling fans throughout, and a combination of tile and carpet flooring. Conveniently located near neighborhood parks, walking paths, shopping, dining, and Loop 303, this home offers comfort, convenience, and easy access to everything Surprise has to offer. Whether you're looking for your next home or an investment opportunity, this Bell West Ranch property is one you won't want to miss!

17040 W Aberdeen Drive, Surprise

$395,000

4 Beds ⋅ 3 Baths ⋅ 7098328 MLS ⋅ 1,909 SqFt.

Located directly across from a park in Marley Park, this charming home welcomes you with a beautiful raised front porch, the perfect spot to relax and enjoy the neighborhood. This two-story home offers 4 bedrooms and 2.5 bathrooms, with a conveniently located first-floor primary suite. Rich-toned engineered hardwood flooring flows throughout the entire home--no carpet! Designer shutters throughout and freshly painted interiors create a polished, inviting feel, while granite countertops add timeless appeal. The HVAC system was replaced in 2022 for added peace of mind. Enjoy a low-maintenance backyard featuring stamped concrete and your own putting green, perfect for practicing your short game or entertaining friends. A two-car garage completes the package! Located in Surprise's sought-after Marley Park master-planned community, enjoy tree-lined streets, community pools, and a recreation center. Less than two miles from the Prasada shopping district, with convenient access to Loop 303, major sporting venues, and concert destinations, this home brings together neighborhood charm and everyday convenience.

13269 N 153rd Lane, Surprise

Start Your Search

Copyright 2026 Arizona Regional Multiple Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Arizona Regional Multiple Listing Service. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Arizona Regional Multiple Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

Surprise Homes under $400,000

Newest Surprise Homes under $400,000

How much is your home worth?

How much is your home worth?