Cave Creek Homes with FHA New Financing

Welcome to Cave Creek, Arizona—a charming town nestled in the heart of Maricopa County, where the rugged beauty of the Sonoran Desert meets the warmth of a close-knit community. Just a short drive from the bustling city of Phoenix, Cave Creek offers a unique blend of small-town charm and outdoor adventure, making it an ideal place for those seeking a tranquil lifestyle without sacrificing modern conveniences.

Cave Creek is renowned for its stunning landscapes, featuring picturesque mountain views, sprawling desert vistas, and an abundance of hiking and horseback riding trails. The town is rich in history and culture, with a vibrant arts scene that showcases local galleries, live music, and community events throughout the year. Whether you’re exploring the eclectic shops in the historic downtown area or enjoying a meal at one of the many delightful restaurants, Cave Creek has something for everyone.

For prospective homeowners, Cave Creek presents an exciting opportunity with homes eligible for FHA new financing. This financing option is designed to make homeownership more accessible, especially for first-time buyers. With a variety of properties available—from charming desert bungalows to spacious family homes—there’s a perfect fit for every lifestyle. The FHA financing program allows for lower down payments and more flexible credit requirements, making it easier to step into your dream home in this beautiful desert oasis.

Discover the magic of Cave Creek, where the desert meets community, and find your perfect home today!

Newest Cave Creek Homes with FHA New Financing

$2,725,000

4 Beds ⋅ 3 Baths ⋅ 7091189 MLS

Experience luxury, privacy, and breathtaking mountain views on 3.11 acres in Cave Creek! Built in 2017, this custom home offers 3,120 sq. ft., a 340 sq. ft. private casita, and a climate-controlled 35'x70' RV garage with car lift and coated floors. High-end appliances, elegant finishes, hand-carved stone fireplaces, and a spa-inspired primary bath with steam shower and second laundry in the primary closet elevate everyday living. The expansive covered patio is perfect for entertaining, while the spectacular upstairs deck offers unrivaled panoramic mountain views and unforgettable sunsets! Equestrians will love the 3 covered horse pens with automatic waterers, endless riding opportunities, and proximity to the state park. A truly exceptional desert retreat! OWNER RELATED TO LISTING AGENT

3180 E Lazy Lizard Lane, Cave Creek

29606 N Tatum Boulevard Unit 216, Cave Creek

$325,000

2 Beds ⋅ 2 Baths ⋅ 7090895 MLS

**NEW HVAC UNIT & NEW HOT WATER HEATER!** Welcome to Terra Vista at Tatum Ranch! This desirable second-floor end unit overlooks the community pool for enjoyable Arizona outdoor living. The open 2-bedroom, 2-bath floor plan offers 9-foot ceilings, a spacious great room, gas cooking, and walk-in closets in both bedrooms. The primary suite includes a private bath and patio access. Community amenities include a heated pool and spa, fitness center, and clubhouse. Conveniently located near shopping, dining, golf, trails, Cave Creek, and North Scottsdale. A great opportunity for a full-time residence, seasonal getaway, or lock-and-leave Arizona retreat.

29606 N Tatum Boulevard Unit 216, Cave Creek

$1,203,048

4 Beds ⋅ 4 Baths ⋅ 7090063 MLS

31622 N 42nd Place, Cave Creek

$750,000

3 Beds ⋅ 2 Baths ⋅ 7089847 MLS

Resort-style pool, 3-car garage & nearly 2,500 sq ft in desirable Tatum Ranch! This spacious single-level home offers 3 bedrooms, 2 baths and a desirable split floor plan with vaulted ceilings and generous living spaces. The kitchen features granite countertops, 42-inch cabinetry, an island and stainless steel appliances. The primary suite offers a walk-in closet, dual vanities, separate shower and soaking tub. Step outside to your private desert retreat featuring a sparkling PebbleTec pool, covered patio and mature landscaping--perfect for entertaining or relaxing Arizona evenings. Ideally located in Cave Creek with North/South exposure.

29237 N 46th Street, Cave Creek

$1,105,483

4 Beds ⋅ 4 Baths ⋅ 7088956 MLS

A hidden enclave of traditional single-story residences each boasting an oversized lot that embraces the north valley's desert living in Cave Creek, Arizona. This upgraded home features upgraded cabinets, countertops, and wood plank tile flooring. The upgraded backyard landscaping makes this home turn key. This home will be completed in January 2027.

31709 N 42nd Place, Cave Creek

$1,250,000

4 Beds ⋅ 3 Baths ⋅ 7088720 MLS

Highly sought-after Torrey Pines floorplan in gated Cave Creek community! Quiet and amenity-rich, with parks and walking paths just outside your door, backing to a private desert wash. High ceilings and abundant natural light make this split floorplan home feel expansive. The backyard is a true retreat: travertine tile, a built-in gas fireplace, built-in jacuzzi, built in bbq and your own putting green, surrounded by lemon, orange, and grapefruit trees. The indoor-outdoor elements blend seamlessly and the open and spacious layout are just part of what this model so desirable, with a perfect setup to entertain or just provide room for the whole family. Practical upgrades include a tankless gas water heater and an epoxy-coated garage floor with built-in storage. Come see Lone Mountain!

5815 E Sierra Sunset Trail, Cave Creek

$750,000

3 Beds ⋅ 2 Baths ⋅ 7088525 MLS

CAVE CREEK LIVING AT ITS BEST! This beautiful single-level home delivers the perfect blend of comfort, style & outdoor living. With updated interior paint throughout, this split floor plan features vaulted ceilings, spacious living areas, granite counters, stainless appliances, gas cooktop, center island & breakfast bar. The family room showcases a cozy gas fireplace & opens to the backyard oasis. Relax in the private play pool, entertain under the covered patio or enjoy the turf yard. Spacious primary suite offers private backyard access, dual vanities, separate tub & shower, and walk-in closet w/ built-ins. Solar adds energy efficiency. Located in desirable Tatum Highlands w/ easy access to shopping, dining, recreation & all that Cave Creek has to offer. Professional photos coming soon.

4227 E Andrea Drive, Cave Creek

38500 N School House Road Unit 8, Cave Creek

$859,000

2 Beds ⋅ 3 Baths ⋅ 7088492 MLS

Mountain views, a premium corner lot and beautifully upgraded interiors set this 2023 Galloway Ridge home apart. The single-level Capstone floor plan features two spacious primary suites, a dedicated office and 2.5 baths. An oversized island anchors the gourmet kitchen, complemented by quartz countertops, upgraded cabinetry, stainless steel appliances, gas cooking and a built-in wine fridge. Large windows and sliding doors bring natural light into the open great room. Enjoy north/south exposure and a private backyard with a covered patio, outdoor fireplace and view fencing overlooking the community's grassy dog park. A two-car garage and community pool, spa and fitness facilities complete this inviting Cave Creek retreat.

38500 N School House Road Unit 8, Cave Creek

$1,285,000

3 Beds ⋅ 3 Baths ⋅ 7087809 MLS

Stunning Sonoran Desert Jewel. Custom built 3680 sq/ft of luxury by FINITZ Custom Homes. 3 master bedrooms. Walled front courtyard. Oversized 1/3 acre lot backing onto 20+ acre hikeable desert preserve. 12' ceilings throughout main house, 10' ceilings in the attached 900 sq ft MULTI GENERATIONAL/FUNCTIONAL casita. Accommodate short or long term (funded) guests. The house features huge windows, natural stone accents, wood ceiling beams and a custom family room fireplace with wood beam mantel. French doors throughout. Fresh paint. Massive 800 cu/ft, temp controlled indoor storage room. Gorgeous sunken Pebbletech lagoon pool with 2 way pond waterfall. SUB ZERO and DACOR appliances. Artificial grass yard. Gas fire pit. 5300 sq/ ft under roof. Garage cabinets. RV gate. Cave Creek is the next Cupertino!!

4502 E Sierra Sunset Trail, Cave Creek

$695,000

4 Beds ⋅ 3 Baths ⋅ 7087503 MLS

Set in Dove Valley Estates, this single level Cave Creek home offers a private backyard designed for Arizona living, complete with a pool and plenty of space to relax or entertain. The generous lot, three car garage, and mountain views add to the home's appeal, while the open interior provides comfortable, functional living spaces. Conveniently located near shopping, dining, recreation, and the natural beauty of the surrounding desert.

4938 E Apache Rain Road, Cave Creek

29606 N Tatum Boulevard Unit 279, Cave Creek

$325,000

2 Beds ⋅ 2 Baths ⋅ 7085724 MLS

ARIZONA RESORT STYLE LIVING AT IT'S BEST! This lovely 2 bedrm, 2 bathrm corner unit near the pool area is light&bright, views of lush trees&grass areas. Move-in ready with new paint throughout, new plush carpet. Off the entry is an office niche. Large Great Room, separate dining area. Kitchen offers breakfast bar, elegant wood cabinets, gas range &oven, slab granite countertops, side-by-side refrigerator, built in microwave, lots of storage. Primary en-suite bedroom offers access to the balcony, large w/i closet. Elegant en-suite bathroom. Guest bedrm with w/i closet. Indoor laundry closet. Private patio with storage. Conveniently located to lots of shopping, golf&parks. Parking space is#384. Community amenities include:Clubhouse,Business Center, Fitness Center, heated pool & spa.

29606 N Tatum Boulevard Unit 279, Cave Creek

$649,000

3 Beds ⋅ 3 Baths ⋅ 7085710 MLS ⋅ 1,733 SqFt.

Welcome to this beautifully upgraded home featuring soaring ceilings, a stunning fireplace, and an inviting kitchen perfect for gathering with family & friends. The real magic continues outdoors! Escape to a lush, resort-style backyard featuring a sparkling pool, mature trees, covered patio, and built-in outdoor kitchen. Whether lounging poolside or entertaining guests, this private retreat captures the best of Arizona living.Thoughtfully upgraded bedrooms continue the home's inviting feel, while the spacious primary suite offers a private balcony, spa-inspired bathroom, and expansive walk-in closet. Located in desirable Tatum Ranch, this home combines beautiful interiors, an established neighborhood, upgraded home and an exceptional outdoor lifestyle

31226 N 45th Street, Cave Creek

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