Cave Creek Homes with Conventional New Financing

Welcome to Cave Creek, Arizona—a hidden gem nestled in the stunning Sonoran Desert, just a short drive from the bustling city of Phoenix. This charming town is known for its rich Western heritage, vibrant arts scene, and breathtaking natural beauty. With its picturesque landscapes, Cave Creek offers residents a unique blend of outdoor adventure and small-town charm.

Cave Creek is characterized by its eclectic mix of shops, galleries, and eateries that reflect the spirit of the Old West. Stroll down the historic streets and discover local artisans showcasing their crafts, or enjoy a delicious meal at one of the many family-owned restaurants that serve everything from hearty cowboy fare to contemporary cuisine. For those who love the outdoors, the area is a paradise, with numerous hiking and biking trails, horseback riding opportunities, and stunning views of the surrounding mountains.

In terms of real estate, Cave Creek presents an exciting opportunity for homebuyers. The market features a variety of homes that qualify for conventional new financing, making it easier than ever to find your dream home in this picturesque location. Whether you’re looking for a cozy desert retreat, a spacious family home, or a luxurious estate with panoramic views, Cave Creek has something for everyone.

With its friendly community, rich history, and endless recreational opportunities, Cave Creek isn’t just a place to live; it’s a lifestyle. Come experience the charm of this remarkable town and discover why so many are proud to call Cave Creek home.

Newest Cave Creek Homes with Conventional New Financing

$2,340,000

4 Beds ⋅ 5 Baths ⋅ 7105734 MLS ⋅ 3,969 SqFt.

Beautiful custom home on over an acre private lot with breathtaking views. No interior steps. Exterior painted April 2026, Both a/c units replaced February 2026. Amazing views of the Sonoran Desert surrounding this beautiful custom 4 bedroom home in Canyon Ridge Estates. Enter this beautiful home from a private courtyard with a stone fireplace, flagstone walkway and custom landscaping. The interior has high ceilings, retractable doors to the large private patio, and stone floors in the main living areas. The kitchen is an entertainers delight with two large islands, Wolf/Subzero appliances, double ovens and wood flooring. The home provides outdoor living at it's finest with a custom pool, spa, built in BBQ and endless views.

36092 N Summit Drive, Cave Creek

$1,500,000

3 Beds ⋅ 3 Baths ⋅ 7105458 MLS ⋅ 3,583 SqFt.

STUNNING VIEWS from this custom home nestled on nearly one acre, located just a few blocks from downtown Cave Creek and Carefree! This beautiful home offers 3 bedrooms, an office with adjoining patio, 3 baths, no interior steps, and an oversized 3-car garage with epoxy and built-in cabinets! Open concept living, with the kitchen opening up to the Great Room and forever views of Continental Mountain! Large, covered backyard patio, resort-like pool, spa, and entertaining area to take in the incredible mountain views that Cave Creek is known for! Enjoy the Sonoran Desert with abundant wildlife, starry night skies, and majestic sunsets! Convenient to shops, dining, golf, pickleball, and 10 minutes to Scottsdale! Tonto National Forest, hiking, and lakes are also located nearby! Welcome Home!

6880 E Stevens Road, Cave Creek

$275,000

7105346 MLS

Breathtaking panoramic desert and mountain vistas await from this premium 1.91-acre hillside homesite in the highly coveted, quiet enclave of Tonto Hills. Nestled high in the foothills at the end of a private, peaceful cul-de-sac, this gentle-to-rolling lot offers unobstructed, sweeping views of Four Peaks, the Rio Verde Valley, and the surrounding Tonto National Forest. Water, APS electric, and telephone lines are readily accessible at the street, making this the ideal setting to custom-design your high-desert luxury sanctuary. Enjoy true privacy, pristine dark skies, native saguaro-studded terrain, and tranquil mountain breezes--all just minutes from dining and shopping in Cave Creek and Carefree, and limitless recreation around Bartlett Lake.

11651 E Yucca Lane Unit 85, Cave Creek

$1,875,000

5 Beds ⋅ 5 Baths ⋅ 7105305 MLS ⋅ 4,025 SqFt.

Experience elevated living in this stunning luxury property featuring a spacious 4 bedroom, 3.5 bath main residence, a dedicated office, and a separate private casita with an additional bedroom and full bath. Situated on a premium $21,000 lot backing to a peaceful wash, this exceptional property offers privacy, beautiful surroundings, and an impressive collection of upgrades. Step inside to discover a spacious, open concept floor plan featuring double insulated walls, elegant plank tile flooring throughout the main living areas and comfortable carpeting in the bedrooms. Expansive sliding glass doors in both the living room and primary suite create a seamless indoor-outdoor connection, filling the home with natural light and enhancing the open feel. The chef-inspired kitchen is beautifully appointed with stainless steel appliances, slab granite countertops, stacked upper cabinetry, and soft-close features, making it as functional as it is stylish. The luxurious primary suite offers a built-in Jacuzzi tub and separate his and hers closets, including a custom-designed closet for added organization and convenience. A Jack-and-Jill bathroom provides convenient access between adjoining bedrooms. The backyard is an entertainer's dream! Enjoy the built-in BBQ, beautiful waterfall feature, gas fire pit, and premium artificial turf, creating the perfect setting for relaxing evenings and memorable gatherings. This home offers the perfect blend of luxury, comfort, and lifestyle. A must see!!!

6037 E Brianna Road, Cave Creek

$699,000

3 Beds ⋅ 2 Baths ⋅ 7104504 MLS ⋅ 2,286 SqFt.

Beautiful home featuring a spacious open-concept living area, kitchen with breakfast bar, and abundant natural light. The primary bathroom offers dual vanities, a relaxing soaking tub, and separate shower. Enjoy Arizona living in the private backyard with a sparkling pool, covered patio, and low-maintenance landscaping. Perfect for relaxing or entertaining!

4918 E Duane Lane, Cave Creek

$1,475,000

4 Beds ⋅ 4 Baths ⋅ 7104106 MLS ⋅ 3,580 SqFt.

NEXT GEN HOME | PRIVATE CASITA WITH OWN GARAGE | HEATED POOL & SPA | DESERT VIEWS | GATED COMMUNITY Designed with multigenerational living in mind, this exceptional home features a private Next Gen casita with its own garage, washer and dryer, and separate living space--ideal for extended family, guests, or added flexibility. The popular Lennar Biltmore floor plan offers an open-concept layout with a spacious kitchen, granite countertops, oversized island, and 6-burner gas stove, all overlooking the inviting great room. The oversized primary suite offers a peaceful retreat, with generous space to relax and unwind. Step outside to a resort-style backyard featuring a stunning sea-glass pool and spa, built-in BBQ, custom travertine tile, and peaceful Sonoran Desert views.

6041 E Pebbles Court, Cave Creek

$935,000

4 Beds ⋅ 3 Baths ⋅ 7104043 MLS ⋅ 2,690 SqFt.

Beautifully updated corner-lot home in Cave Creek offering nearly 2,700 SF. Desirable north/south exposure. Soaring ceilings, oversized windows, hardwood and tile flooring, and abundant natural light welcome you inside. Remodeled kitchen features custom island, granite counters, farmhouse sink, beverage fridge, double ovens and stainless appliances. Retreat to the spacious primary suite offering a soaking tub, pebble-finished walk-in shower and generous closet. Split floor plan with Jack-and-Jill bath. Fresh exterior paint, epoxy garage floor with built-in cabinetry, 2 newer A/C units (2022) and water heater (2025). Enjoy a resort-style backyard with sparkling pool, lush lawn, two water features, two expansive patios, stacked-stone fireplace, beehive fireplace and built-in gas BBQ. Great location, just minutes to Desert Ridge and the Loop 101 Come see this beautiful home!

4728 E Spur Drive, Cave Creek

$1,750,000

4 Beds ⋅ 3 Baths ⋅ 7103836 MLS ⋅ 4,045 SqFt.

Sweeping Black Mountain views rise like a desert mural beyond this vibrant, freshly renovated retreat. Dramatically high ceilings and expansive windows frame the scenery, while a richly layered Ralph Lauren-inspired palette brings warmth and sophistication. Highlights include a luxurious primary suite with custom bath cabinetry, counters, fixtures, lighting, and an organized closet; a refreshed secondary bath; renovated kitchen, newer appliances; new A/C units, pool equipment, oversized sliders, owned solar and automated window coverings. The garage features high-end cabinetry, epoxy floors, and expanded storage. Refreshed low-maintenance landscaping creates effortless lock-and-leave living. No HOA--and just steps from Cave Creek's music venues, eclectic shops, and acclaimed restaurants.

6601 E Military Road, Cave Creek

$675,000

4 Beds ⋅ 2 Baths ⋅ 7103392 MLS ⋅ 1,828 SqFt.

NEW ROOF 2026 | HVAC 2020 | WATER HEATER 2021! Beautifully updated Cave Creek home featuring 4 bedrooms, 2 baths, a refreshing swimming pool, split floor plan, vaulted ceilings, and desirable corner lot with north/south exposure. Wood-look tile flooring and modern fixtures create a fresh, stylish feel throughout. The updated kitchen showcases white oak slim shaker cabinetry, quartz countertops, stainless steel appliances, and pantry, with a formal dining area nearby. The spacious primary suite offers a spa-inspired ensuite with dual vanities, freestanding soaking tub, custom tiled step-in shower, and walk-in closet. Enjoy Arizona living in the large backyard featuring a covered patio, extended patio space, and sparkling pool, perfect for entertaining!

5124 E Duane Lane, Cave Creek

$1,749,000

4 Beds ⋅ 4 Baths ⋅ 7103224 MLS ⋅ 3,460 SqFt.

Custom contemporary home in Cave Creek's Estado de Cholla, built in 2018 on over an acre near North Scottsdale. This 3,460 SF residence offers 4 bedrooms, 3.5 baths, a pool, no HOA, and a cooled 3-car garage with EV charger. A striking glass-and-iron entry door creates a memorable first impression from the front courtyard. Stacking glass doors open to paver patios and outdoor living spaces. A whole-home Lutron system illuminates clean lines, expansive art walls, and refined interiors. The kitchen features European-style cabinetry that is both esthetic and functional. The generous lot offers room to add an RV garage. For buyers who have been searching for contemporary architecture rather than another traditional desert home, Quailbrush Retreat offers an entirely different point of view. There's something particularly compelling about a home that doesn't look like everything else around it. At Quailbrush Retreat, contemporary architecture takes a different approach to the traditional Cave Creek aesthetic, with clean lines, generous proportions, and interiors that invite individual expression. The architectural details begin before you enter. A striking glass-and-iron front door creates a memorable arrival from the private courtyard, introducing a home where design is evident in even the smallest details. Consistent tile flooring creates a visual connection throughout the interior, while expansive stacking glass doors extend the living spaces to generous paver patios, the pool, and thoughtfully landscaped grounds. For the art enthusiast, the possibilities are immediately apparent. Expansive white walls provide a beautiful backdrop for a treasured collection, while carefully placed art lighting creates opportunities to showcase everything from large-scale contemporary pieces to photography and sculpture. The builder's European background in electrical design is evident in the sophisticated lighting, enhanced by a whole-home Lutron system that allows the atmosphere to change throughout the day and evening. Even without a significant art collection, the architectural simplicity gives buyers the freedom to make the interiors distinctly their own. The kitchen continues that attention to detail. A substantial island anchors the space, surrounded by European-style cabinetry, built-in refrigeration, a beverage refrigerator, appliance garage, pot filler, and a streamlined backsplash with concealed outlets. Just beyond the kitchen, an exceptionally large walk-in pantry provides an abundance of storage, keeping the kitchen's clean aesthetic intact without compromising functionality. The floor plan balances generous living areas with well-defined private spaces, and it's here that the home reveals some of its most interesting possibilities. One bedroom has a separate entrance accessible from the driveway, making it particularly well suited for a home office where clients or visitors can come and go without passing through the main residence. Another bedroom is ensuite with direct access to the pool, creating a wonderful arrangement for visiting guests who can enjoy the outdoor spaces right from their room. The primary suite is equally thoughtful, featuring a soaking tub, dual-entry walk-in shower, and a custom-designed walk-in closet with its own washer and dryer. The home also includes a separate, generously sized laundry room with built-in cabinetry, providing substantial space for household organization and storage. These are the kinds of practical details that may not immediately catch your attention, but make a meaningful difference in everyday life. The home's functionality extends to the three-car garage, equipped with a mini-split cooling system and EV charger. Natural gas is available at the property, although not currently connected, and the home is plumbed for gas with a stub at the cooktop. With more than an acre of land and no HOA, the property also offers room to add a detached RV garage, subject to applicable approvals. For an RV owner, automobile enthusiast, or someone seeking additional enclosed storage, this presents an opportunity to further customize the property. Minutes from Cave Creek's distinctive western town atmosphere, with convenient access to North Scottsdale, golf, hiking, dining, and shopping, Quailbrush Retreat offers a combination of contemporary design, individual character, and practical features that make it worth experiencing firsthand.

4717 E Quailbrush Road, Cave Creek

$1,490,000

4 Beds ⋅ 3 Baths ⋅ 7103195 MLS ⋅ 2,404 SqFt.

Beautifully designed custom home on 2.273 acres in Cave Creek, offering exceptional privacy and unobstructed foothill views. With 2,404 square feet, 3 bedrooms plus a den, and 2.5 baths, this home features quality craftsmanship, custom finishes, solid surface countertops, and an expansive walk-in pantry. The spacious primary suite includes a luxurious steam shower and built-in soaking tub. Generous covered patios provide the perfect setting to enjoy Arizona sunsets and mountain views. An oversized heated and cooled garage adds versatility, while a private well offers added independence. A unique opportunity to enjoy acreage, privacy, and refined desert living in Cave Creek. Owners are related to listing agent

39436 N 26th Street, Cave Creek

29606 N Tatum Boulevard Unit 158, Cave Creek

$229,999

1 Beds ⋅ 1 Baths ⋅ 7103171 MLS ⋅ 742 SqFt.

Well maintained ground floor condominium located at Terra Vista Condominiums at Tatum Ranch. Kitchen features warm wood cabinetry, all black appliances, granite countertops and a convenient breakfast bar. The living area open to the adjoining dining area with sliding glass doors that provide access to a covered patio The bedroom features a spacious layout, ceiling fan walk-in closet, and a built-in desk area with matching wood cabinetry provides a convenient workspace or study area. The community area provides access to the club house, a workout room, and a large pool and spa.

29606 N Tatum Boulevard Unit 158, Cave Creek

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Cave Creek Homes with Conventional New Financing

Newest Cave Creek Homes with Conventional New Financing

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