Surprise Homes with VA Loan New Financing

Surprise Homes with VA Loan New Financing

Welcome to Surprise, Arizona, a vibrant city nestled in the heart of Maricopa County. Known for its warm climate and friendly community, Surprise offers a perfect blend of suburban charm and urban convenience. With its stunning desert landscapes, sprawling parks, and a plethora of recreational activities, it’s no wonder that families, retirees, and young professionals alike are drawn to this growing city.

Surprise is home to a variety of amenities, including shopping centers, dining options, and entertainment venues. The city boasts a rich cultural scene, with events like the Surprise Fine Arts and Craft Festival and the annual Fourth of July Celebration drawing residents and visitors together. For outdoor enthusiasts, the nearby White Tank Mountain Regional Park offers hiking trails, picnic areas, and breathtaking views of the Arizona landscape.

For those considering homeownership, Surprise is an excellent choice, especially for veterans and active-duty military personnel. With the option for VA loan new financing, buying a home in this welcoming community has never been more accessible. VA loans offer attractive benefits such as no down payment, competitive interest rates, and no private mortgage insurance (PMI), making it easier for veterans to secure their dream homes.

Whether you’re looking for a cozy single-family home or a spacious modern retreat, Surprise has a diverse real estate market that caters to various tastes and budgets. Embrace the opportunity to call this enchanting city home, where you can enjoy a high quality of life in a community that values connection and growth. Discover your future in Surprise, AZ today!

Newest Surprise Homes with VA Loan New Financing

3 Beds ⋅ 2 Baths ⋅ 7059675 MLS ⋅ 2,037 SqFt.

COMPLETED NEW HOME WITH NO BACK YARD NEIGHBORS ON OVERSIZED LOT. This home is located East of the 303 and has great accessibility to shopping and freeways. This home is a wonderful 3-bedroom with a flex room. an amazing kitchen / great room and a 2-car garage! Home comes with wood plank tile flooring in all areas except the bedrooms, upgraded Linen cabinets, quartz counters in the kitchen and owner's suite, Tiled Owners shower and much more. Price includes all of the selected options! The flex room is a perfect study / den. Owner's suite is split from guest rooms and off the back of the home. Back yard on this home backs to open space. No back neighbors!!!

15664 W Mercer Lane, Surprise

4 Beds ⋅ 4 Baths ⋅ 7059641 MLS ⋅ 3,454 SqFt.

This is a very unique custom home, located in a well developed area. There are lots of good stuffs put into the house such as 2X6 framing, shear walls around the house, spray foam insulation thru out the house including garage, 3 car garage with insulated garage doors & glasses side panels. Paver driveway and sidewalks, 1500 gallons septic tank, 250 gallons propane tank, 2 propane tankless hot water heaters, 8' 3-panels shaker interior door with modern satin nickel door handles, ceiling fans in every room for your comfort, stainless steel Kitchen Aide appliances. 12' ceiling in the kitchen and great room, the rest are 10' high, Elegant entertainment center with LED lights & electric fireplace. Video camara. Bar center. Easy access to loop 303, I17 and I10, close to shopping, TSMC plant

26731 N 155th Avenue, Surprise

3 Beds ⋅ 2 Baths ⋅ 7059519 MLS ⋅ 1,232 SqFt.

Seller will provide a credit towards a rate buydown and closing costs with preferred lender. Ask us how to save thousands over the life of your loan. Asante Heritage is a gated 55+ active adult community located in beautiful Surprise, AZ! Surrounded by mountain views, this community offers convenient access to local shopping, dining, and recreational activities. Residents enjoy a vibrant lifestyle with amenities including a swimming pool, pickleball courts, putting course, fitness center, clubhouse, and more. This home comes fully equipped with all brand-new stainless steel kitchen appliances and is complete with 18X18 tile flooring, elegant quartz countertops, and modern maple almond cabinetry. Photos are of a model home. A copy of the public report is available on the ADREs website.

24999 N 174th Drive, Surprise

4 Beds ⋅ 3 Baths ⋅ 7059508 MLS ⋅ 2,371 SqFt.

Seller will provide a credit towards closing costs with preferred lender. Ask us how to save thousands over the life of your loan. This home is located in Asante Artisan, a brand-new master-planned community in Surprise, AZ. Surrounded by scenic mountain views, this community offers convenient access to local shopping, dining, and recreational activities. Residents enjoy resort-style amenities including a clubhouse, swimming pool, lap pool, fitness center, pickleball courts, and more! Complete with 8X36 tile flooring and stylish maple linen cabinets, this home is designed for both comfort and function. All stainless steel kitchen appliances pictured are included. Renderings are not of actual home. A copy of the public report is available on the ADRE's website.

25505 N 167th Lane, Surprise

3 Beds ⋅ 3 Baths ⋅ 7059506 MLS ⋅ 1,953 SqFt.

Seller will provide a credit towards a rate buydown and closing costs with preferred lender. Ask us how to save thousands over the life of your loan. Asante Artisan is a master-planned community in Surprise, AZ. Residents at this community enjoy convenient access to local shopping, dining, and recreational activities as well as resort-style amenities including a clubhouse, swimming pool, lap pool, fitness center, pickleball courts, and more! This home comes fully equipped with all brand-new stainless steel kitchen appliances and is complete with 6x36 tile flooring, stunning quartz countertops, and stylish maple linen cabinetry, designed for both comfort and function. Photos are of not of actual home. A copy of the public report is available on the ADRE's website.

24735 N 164th Drive, Surprise

5 Beds ⋅ 3 Baths ⋅ 7059496 MLS ⋅ 2,233 SqFt.

Seller will provide a credit towards a rate buydown and closing costs with preferred lender. Ask us how to save thousands over the life of your loan. Asante Artisan is a master-planned community in Surprise, AZ surrounded by scenic mountain views. Residents at this community enjoy convenient access to local shopping, dining, and recreational activities as well as resort-style amenities including a clubhouse, pool, lap pool, fitness center, pickleball courts, and more! This home comes fully equipped with all brand-new stainless steel kitchen appliances and is complete with 7X22 tile flooring, stunning quartz countertops, and stylish maple linen cabinetry, designed for both comfort and function. Photos are of not of actual home. A copy of the public report is available on the ADRE's website

25993 N 171st Drive, Surprise

4 Beds ⋅ 2 Baths ⋅ 7059491 MLS ⋅ 1,797 SqFt.

Seller will provide a credit towards a rate buydown and closing costs with preferred lender. Ask us how to save thousands over the life of your loan. Asante Artisan is a master-planned community in Surprise, AZ surrounded by mountain views. Residents at this community enjoy convenient access to local shopping, dining, and recreational activities as well as resort-style amenities including a clubhouse, pool, lap pool, fitness center, pickleball courts, and more! This home comes fully equipped with all brand-new stainless steel kitchen appliances and is complete with 12X24 tile flooring, stunning quartz countertops, and maple almond cabinetry, designed for both comfort and function. A copy of the public report is available on the ADRE's website. Photos are of model home.

17360 W Gray Fox Trail, Surprise

4 Beds ⋅ 3 Baths ⋅ 7059485 MLS ⋅ 2,604 SqFt.

Seller will provide a credit towards a rate buydown and closing costs with preferred lender. Ask us how to save thousands over the life of your loan. Asante Heritage is a gated 55+ active adult community located in beautiful Surprise, AZ! Surrounded by mountain views, this community offers convenient access to local shopping, dining, and recreational activities. Residents enjoy a vibrant lifestyle with resort-style amenities including a pool, pickleball courts, putting course, fitness center, clubhouse, and more. This home comes fully equipped with all brand-new stainless steel kitchen appliances and is complete with 6x36 tile flooring, elegant quartz countertops, and modern maple linen cabinetry. Photos are of a model home. A copy of the public report is available on the ADREs website.

25641 N 174th Avenue, Surprise

4 Beds ⋅ 3 Baths ⋅ 7059481 MLS ⋅ 2,166 SqFt.

Seller will provide a credit towards a rate buydown and closing costs with preferred lender. Ask us how to save thousands over the life of your loan. Asante Artisan is a master-planned community in Surprise, AZ surrounded by scenic mountain views. Residents at this community enjoy convenient access to local shopping, dining, and recreational activities as well as resort-style amenities including a clubhouse, swimming pool, lap pool, fitness center, pickleball courts, and more! This home comes fully equipped with all brand-new stainless steel kitchen appliances and is complete with 6x36 tile flooring, stunning quartz countertops, and maple linen cabinetry, designed for both comfort and function. Photos are of a model home. A copy of the public report is available on the ADRE's website.

17413 W El Cortez Place, Surprise

3 Beds ⋅ 3 Baths ⋅ 7059370 MLS ⋅ 1,972 SqFt.

Quick Move-In Opportunity! Take advantage of seller-paid rate buydown specials on this beautifully designed 3-bedroom, 3-bath home featuring a versatile flex room, spacious dining area, and an open-concept great room. The gourmet kitchen showcases slate cabinets, quartz countertops, upgraded stainless-steel appliances including a gas range, tiled backsplash, and a large quartz island that seamlessly overlooks the great room--perfect for entertaining family and friends. The private split owner's suite offers a spa-inspired bath with dual vanities and an oversized shower. Elegant wood-look plank tile flooring extends throughout the main living areas, with cozy carpet in the bedrooms. Combining modern finishes, thoughtful design, and exceptional incentives, this is a must see!

12681 N 171st Drive, Surprise

3 Beds ⋅ 2 Baths ⋅ 7059354 MLS ⋅ 1,520 SqFt.

QUICK MOVE IN... SELLER IS OFFERING RATE BUYDOWN SPECIALS. CORNER LOT HOME SITE. Come see this beautiful home with 3 Bedrooms, 2 Bathrooms, and a beautiful open Kitchen, Dining and Great Room. This home has finished options that include upgraded cabinets, quartz countertops and Stainless-Steel Appliances. Flooring has been upgraded with wood plank tile in all areas except the bedrooms. See Photo of home selections! This wonderful community has great access to the freeways, shopping and close to schools. Come make it yours today. PHOTOS ARE OF ANOTHER LISTING OF THE SAME PLAN.

17127 W Corrine Drive, Surprise

3 Beds ⋅ 2 Baths ⋅ 7059297 MLS ⋅ 1,921 SqFt.

Tucked away on an oversized 10,452 sq. ft. lot, this beautifully updated home offers the perfect blend of modern style and outdoor living. Inside, you'll find a remodeled kitchen, an oversized island and an open concept layout designed for everyday living and entertaining. The spacious primary suite features a spa inspired bathroom, while the backyard steals the show with lush grass, mature shade trees, a sparkling pool, and plenty of room to relax or entertain. Complete with a dedicated office/flex room and an epoxy garage with built-in storage, this home truly has it all.

14076 N 138th Lane, Surprise

Start Your Search

All information should be verified by the recipient and none is guaranteed as accurate by ARMLS. Copyright 2026 Arizona Regional Multiple Listing Service, Inc. All rights reserved.