Sun Lakes Homes with Conventional New Financing

Sun Lakes Homes with Conventional New Financing

Welcome to Sun Lakes, Arizona—an idyllic oasis nestled in the heart of Maricopa County. Known for its stunning landscapes and vibrant community, Sun Lakes is more than just a place to live; it’s a lifestyle. This charming city is renowned for its warm climate, picturesque golf courses, and a plethora of recreational activities that cater to residents of all ages. Whether you’re an avid golfer, a nature enthusiast, or someone who loves to socialize, Sun Lakes offers something for everyone.

As you explore this beautiful community, you’ll discover a diverse range of homes that cater to various lifestyles and budgets. One of the most appealing aspects of Sun Lakes is the availability of homes with conventional financing options. This means that whether you’re a first-time homebuyer or looking to invest in a second property, you can take advantage of favorable financing terms that make your dream home more accessible than ever.

Imagine waking up to the serene views of lush greenery and tranquil lakes, all while having access to top-notch amenities, including swimming pools, fitness centers, and social clubs. The friendly atmosphere and strong sense of community make Sun Lakes a perfect place to settle down.

With its prime location just a short drive from the vibrant city of Phoenix, residents can enjoy the best of both worlds—peaceful suburban living combined with easy access to urban conveniences. Discover the charm of Sun Lakes and find your perfect home today, where conventional financing can turn your real estate dreams into reality!

Newest Sun Lakes Homes with Conventional New Financing

$399,990
3 Beds ⋅ 2 Baths ⋅ 7060967 MLS ⋅ 1,248 SqFt.
Embrace the perfect blend of convenience & everyday comfort in this charming corner lot home! Tastefully renewed interior boasts tile flooring, fresh paint, ceiling fans, & stylish light fixtures. Inviting open floor plan bathed in natural light offers a seamless flow between the living spaces & the back patio, w/sliding glass doors that enhance the indoor-outdoor living experience. Upgraded kitchen features SS appliances, crisp white cabinets, a breakfast bar, & quartz counters. Sizable main bedroom is complete w/outdoor access, plush carpet, & a pristine ensuite w/a floor-to-ceiling tiled shower. Continue to the spacious backyard, where covered patios create the ideal setting for outdoor dining, entertaining, or simply unwinding. Don't miss your chance to own this move-in-ready gem!

26621 S Shumaker Drive, Sun Lakes
$365,000
2 Beds ⋅ 2 Baths ⋅ 7060904 MLS ⋅ 1,584 SqFt.
Discover resort-style living in the highly desirable Cottonwood neighborhood of Sun Lakes, one of the Phoenix area's premier active adult golf communities. This beautifully updated home offers the perfect combination of modern upgrades, low-maintenance living, and an exceptional lifestyle. Step inside to find luxury vinyl plank flooring in the living and dining areas, designer paint, crown molding, dual-pane windows, Andersen sliding glass doors, and a bright bay window with built-in storage. The updated kitchen features quartz countertops, tile backsplash, stainless steel appliances, glass-front cabinetry, and convenient roll-out shelving. A spacious flex room with its own mini-split HVAC system provides endless possibilities as a home office, hobby or craft room, fitness space, game room, or guest retreat. Both bathrooms have been tastefully remodeled with updated finishes. Major improvements provide peace of mind, including a new HVAC system (2023), new roof (2023-coating & underlayment), and a new front and rear drip irrigation system. The private backyard is designed for relaxing and entertaining with a covered patio and pergola. Enjoy all that Cottonwood at Sun Lakes has to offer, including championship golf, pickleball, tennis, swimming pools, fitness centers, restaurants, clubs, walking paths, and year-round social activities. Conveniently located near shopping, dining, medical facilities, and freeway access, this move-in-ready home is the perfect opportunity to enjoy Arizona's sought-after active adult lifestyle.

9702 E Minnesota Avenue, Sun Lakes
$519,000
3 Beds ⋅ 2 Baths ⋅ 7060853 MLS ⋅ 1,823 SqFt.
This lovely updated Alameda floor plan is in Sun Lakes's Cottonwood. Walk through the double doors into the spacious open floor plan featuring the living room and formal dining room. The living room is spacious and has a cozy fireplace. Kitchen features plenty of cabinetry, granite counter tops, stainless steel appliances, and breakfast bar. Off the kitchen is a large walk-in pantry. 3 Bedrooms and 2 baths. The primary suite is spacious with en suite updated bathroom- tiled shower, double sinks. 2 guest bedrooms and updated guest bathroom. The home features plantation shutters, newer flooring, vinyl windows, and roof. Spacious laundry room with cabinets. 2 car garage features plenty of storage. Enjoy entertaining on the back patio. A MUST SEE!

10414 E Flintlock Drive, Sun Lakes
$659,900
3 Beds ⋅ 3 Baths ⋅ 7060671 MLS ⋅ 3,209 SqFt.
Welcome to resort-style living in the highly sought-after gated Iron Oaks community at Sun Lakes! Nestled on a quiet cul-de-sac & situated on a premier private lot spanning just over 1/3 acre--one of the largest lots in the community--this beautifully updated 3,209 sq. ft. home offers 3 generous bedrooms, including a spacious main-level primary suite, with 2 additional guest bedrooms upstairs connected by a convenient Jack-and-Jill bathroom, & a Ofc/Flex Rm downstairs. A refreshed main-floor powder room adds convenience for guests, while 3 new A/C units (2026) provide peace of mind & year-round comfort. The exceptionally private homesite is beautifully enhanced with mature trees & lush landscape, creating shaded outdoor spaces and peaceful green views enjoyed from the family room & kitchen The expansive north-facing covered patio extends the living space outdoors, offering the perfect setting for morning coffee, afternoon beverages, and relaxing Arizona evenings. Thoughtfully designed for entertaining and everyday living, this exceptional property offers a rare combination of space, privacy, and resort-style amenities in one of Oakwood's most desirable settings, making it the perfect Arizona retreat for winter visitors or full-time residents. This spacious residence has been extensively upgraded with a new gas water heater (2026), two new garage doors and openers (2026), new carpet (2026), new vinyl flooring (2026), and new plumbing fixtures (2026). The oversized garage is equally impressive with upgraded storage cabinets, a built-in workbench with pegboards, and abundant storage space. Inside, you'll appreciate thoughtful features throughout, including plantation shutters, tinted windows, upgraded lighting, and a convenient laundry room with a utility sink. The expansive floor plan provides generous living and entertaining spaces, making it ideal for hosting family and friends while enjoying the privacy of this exceptional homesite. Experience the award-winning Oakwood lifestyle with an impressive array of amenities, including a state-of-the-art fitness center, elegant clubhouse, sparkling pools and spas, championship golf courses, on-site restaurants, tennis and pickleball courts, walking and biking paths, and a vibrant calendar of clubs and social activities. Whether you're searching for a seasonal escape or your forever home, this exceptional property offers the perfect combination of luxury, comfort, extensive updates, and the active Arizona lifestyle you've been dreaming of.

9030 E Nacoma Drive, Sun Lakes
$474,900
2 Beds ⋅ 2 Baths ⋅ 7059896 MLS ⋅ 1,922 SqFt.
Experience resort style living in the heart of Sun Lakes! Perfectly positioned on a premium lakefront lot, this beautifully maintained home offers breathtaking water views, soaring vaulted ceilings, and an open, light-filled floor plan designed for comfortable everyday living and effortless entertaining. The spacious great room features a cozy fireplace and flows seamlessly into the dining area and bright kitchen with abundant cabinetry, generous counter space, and stainless steel appliances. Step outside to your private patio where you can enjoy morning coffee, stunning sunsets, and peaceful lake views surrounded by mature trees and lush green space. Located in one of Arizona's premier 55+ communities, residents enjoy golf, pickleball, tennis, fitness centers, swimming pools & restaurants

26445 S Boxwood Drive, Sun Lakes
$329,000
2 Beds ⋅ 2 Baths ⋅ 7059770 MLS ⋅ 1,465 SqFt.
Great corner lot with preferred North/South exposure. Private, gated courtyard entry. Greatroom living maximizes your space. Vaulted ceilings. Kitchen with window to the backyard. Breakfast nook could also function as an office. Inside laundry with storage closet. Master bedroom offers slider to patio. Privave guestroom at the front of the house. Covered patio overlooks backyard. 2 car garage. Nice location on the east side of Alma School offers close proximity to both Cottonwood and Palo Verde amenities. Super opportunity to remodel and choose your favorite finishes! Property will be sold as-is.

10526 E Bellflower Drive, Sun Lakes
$210,000
2 Beds ⋅ 2 Baths ⋅ 7059323 MLS ⋅ 1,478 SqFt.
Affordable Opportunity to purchase a home in Sun Lakes active adult community. 2 Bedroom/2 Bath with a flex room for office/crafts or it can be used as a den. The floorpan is bright and open with plenty of windows. Enjoy the screened in porch, perfect for the Arizona winters and the spring weather. Long carport for several cars to have cover and a golf cart driveway. Mature fruit trees in the back and just a short drive to the golf course or community center and pool.

8962 E Fairway Boulevard, Sun Lakes
$465,000
2 Beds ⋅ 2 Baths ⋅ 7058073 MLS ⋅ 1,545 SqFt.
Fully updated 2BR, 2BA Shawnee model in the active adult community of Cottonwood at Sun Lakes. Great curb appeal with a gated courtyard perfect for morning coffee. Ceramic plank tile flooring throughout the entire house. Updated kitchen with modern shaker cabinets, soapstone counters and SS appliances. Great room features sliders to the side patio and to the covered back patio recently extended with a pergola and pavers. Spacious primary suite with fully updated bathroom with beautifully tiled shower and large walk-in shower. Updated ensuite guest bath in the roomy guest suite. Immaculate garage with built in cabinets. This one is truly move in ready with all new windows and sliding doors and a new AC in 2021. Enjoy the countless amenities in this community including golf, tennis, SEE MORE pickleball, pools, fitness center, many clubs, and 2 great restaurants.

25425 S Sedona Drive, Sun Lakes
$485,000
2 Beds ⋅ 2 Baths ⋅ 7057155 MLS ⋅ 1,842 SqFt.
Lovely 2BR, 2BA Sedona model on the walking path in the highly desirable active adult community of Oakwood at Sun Lakes. Open great room w/vaulted ceilings. Updated kitchen w/granite counters and new stainless steel appliances, breakfast bar and breakfast nook. Two pantries! Primary suite has vaulted ceilings, wood flooring, and patio doors on to the full covered, extended patio w/misting system. Primary bathroom w/dual sinks and updated walk-in shower. Second bedroom recently updated. Spacious garage w/epoxied floors, lots of storage and a golf cart garage spot. Seller to pay off solar loan at close of escrow. 3.5 miles of walking path right out your back door. Enjoy this great house in this amazing active adult community w/golf, tennis, pickleball, pools, fitness, 2 great restaurants & countless clubs!

9117 E Diamond Drive, Sun Lakes
$300,000
2 Beds ⋅ 2 Baths ⋅ 7056231 MLS ⋅ 1,512 SqFt.
Home, sweet home! This 2-bedroom, 2-bath property in the adult Community of Sun Lakes showcases an attached garage, a carport, and a low-maintenance desert landscape. Inside, you'll find an inviting living room with a soothing palette and wood-look flooring. The eat-in kitchen comes with crisp white cabinetry, essential built-in appliances, a pantry, and an island with a breakfast bar. You'll also find a versatile bonus room ideal for work or relaxation. The main bedroom includes a built-in closet with mirrored doors and a private bathroom with dual sinks. The screened patio provides a cozy spot for refreshing drinks. Unwind at the end of a long day in the backyard, which offers a spacious back patio and tranquil views of the golf course. Make it yours now!

8935 E Fairway Boulevard, Sun Lakes
$570,000
2 Beds ⋅ 2 Baths ⋅ 7055679 MLS ⋅ 1,910 SqFt.
Wonderful find in high-end OAKWOOD SUN LAKES ADULT LIVING**GUARD GATE ENTRY. This one-owner Expanded 2bd, 2 ba, plus DEN, split plan PALMERO model is meticulously cared for. NEW ROOF 2023**NEWER HVAC **TOP OF LINE ANDERSON ENERGY EFFICIENT WINDOWS 2020**remodeled master ba, LG TILE WALK-IN SHOWER WHEEL CHAIR ACCESS, open great room & dining area, upgraded kitchen w/GRANITE COUNTERS & APPLIANCES**NEW OUTSIDE PAINT 2025**MAIN ELECTRIC PANEL 2025**SPACIOUS EXTENDED GARAGE W/CABS, WATER SOFTNER & WORKBENCH**EX LG CORNER LOT** relax on your FULL LENGTH COVERED PATIO W/PAVING STONES & EASY CARE SYNTHETIC GRASS/MATURE FRUIT TREES enjoy AZ living**UPGRADED PAVING STONE DRIVEWAY & EXPANDED WALK WAYS**NEWER IRRIGATION SYSTEM FT&BK **DECO IRON FRONT SECURITY GATE, SO MUCH MORE! A MUST SEE FOR SURE

10202 E Elmwood Drive, Sun Lakes
$450,000
2 Beds ⋅ 2 Baths ⋅ 7055510 MLS ⋅ 1,841 SqFt.
Welcome to effortless resort-style living in the highly sought-after Oakwood community of Sun Lakes. This beautifully updated 2-bedroom, 2-bath home with a dedicated den offers the perfect blend of comfort, style, and low-maintenance living. Inside, you'll find a spacious open great room with vaulted ceilings, luxury vinyl flooring throughout, and an abundance of natural light. The remodeled kitchen is the heart of the home, featuring quartz countertops, new cabinetry, a center island, a gas range, and a bright breakfast nook - ideal for casual mornings or entertaining guests. The generous primary suite is a private retreat with a bay window, dual vanities, a walk-in shower, and a large walk-in closet. A comfortable guest bedroom and updated second bath with a walk-in shower provide the perfect space for visiting family and friends. Thoughtful upgrades include a paver driveway and front courtyard, refreshed exterior paint, automated irrigation, a resurfaced roof, and leased solar for added energy efficiency. The extended garage provides room for a golf cart plus additional storage. Step outside to your private backyard oasis, complete with upgraded artificial turf, decorative stone, and an extended covered patio--perfect for enjoying Arizona's beautiful weather year-round. Beyond the home, you'll enjoy everything that makes Oakwood one of the East Valley's premier 55+ communities. Residents have access to championship golf, tennis and pickleball courts, state-of-the-art fitness centers, resort-style pools and spas, walking paths, on-site restaurants, and an impressive calendar of clubs, social events, and activities. Whether you're looking to stay active, meet new friends, or simply enjoy a lock-and-leave lifestyle, Oakwood offers an exceptional community where every day feels like a vacation.

10205 E Stoney Vista Drive, Sun Lakes
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