Sun Lakes Homes with Cash New Financing

Sun Lakes Homes with Cash New Financing

Welcome to Sun Lakes, Arizona – a vibrant and welcoming community nestled in the heart of Maricopa County. Known for its stunning desert landscapes and year-round sunshine, Sun Lakes offers a unique blend of leisure, luxury, and lifestyle that appeals to residents of all ages. This picturesque city is not just a haven for retirees; it’s a place where families and individuals can thrive amidst a backdrop of beautiful parks, golf courses, and recreational facilities.

Sun Lakes boasts an array of amenities designed to enhance your living experience. From sparkling swimming pools to well-maintained walking trails, residents enjoy a lifestyle centered around health and wellness. The community is enriched by social clubs, art classes, and an active calendar of events that foster connections and friendships.

For those considering a new home in this delightful city, you’ll be pleased to know that homes in Sun Lakes are available with cash new financing options. This flexibility opens the door for a variety of buyers, allowing you to explore a range of properties that suit your needs and lifestyle. Whether you're looking for a cozy single-family home or a spacious villa, Sun Lakes has something for everyone.

Explore the charm of Sun Lakes and discover why so many choose to call this community home. With its unbeatable location, friendly atmosphere, and diverse housing options, you're not just buying a house; you're investing in a vibrant lifestyle. Start your journey today and embrace the Sun Lakes experience!

Newest Sun Lakes Homes with Cash New Financing

$650,000
3 Beds ⋅ 2 Baths ⋅ 7061407 MLS ⋅ 2,173 SqFt.
New roof, new HVAC system, and new water heater provide exceptional peace of mind in this beautifully updated Palacia model located in the gated Oakwood community of Sun Lakes. Designed with today's active adult in mind, this thoughtfully renovated home features soaring vaulted ceilings, abundant natural light, a spacious 3-bedroom plus den floorplan, and an extended garage offering valuable storage and workspace. Recent improvements include luxury vinyl plank flooring throughout, quartz countertops, custom cabinetry, new appliances, a gas range with a custom hood, a convenient built-in bottle refrigerator, beautifully remodeled bathrooms, fresh interior and exterior paint, and a striking fireplace that anchors the spacious living area. Thoughtful updates make this home move-in ready. The versatile den provides the flexibility to serve as a home office, hobby room, or additional guest space, while the open-concept layout creates a seamless flow between the living, dining, and kitchen areas. Step outside to the expansive covered patio, complete with a built-in natural gas connection for effortless grilling and outdoor entertaining. Backing to a peaceful walking path, the low-maintenance backyard offers a quiet and private setting to relax while enjoying convenient access to the community's scenic trails. Located within the highly sought-after IronOaks community, residents enjoy access to 45 holes of championship golf, tennis, pickleball, fitness centers, resort-style pools, dining venues, walking paths, and an endless variety of clubs, activities, and social events. Whether you're looking for a full-time residence or a seasonal retreat, this exceptional home offers the carefree lifestyle that has made Sun Lakes one of Arizona's premier active-adult communities.

9430 E Nacoma Drive, Sun Lakes
$375,000
2 Beds ⋅ 2 Baths ⋅ 7061368 MLS ⋅ 1,661 SqFt.
Charming single-story home in Sun Lakes! Offering 2 bedrooms, 2 bathrooms & a 2-car garage, this gem blends convenience and comfort. Inside, you'll find inviting living areas ready to bring you joy, boasting tile floors, vaulted ceilings for a feeling of openness, plenty of natural light, and a soothing palette that makes you want to stay. Whip up your signature dishes in the well-appointed kitchen, displaying oak cabinetry, ample counter space, and built-in appliances. Spacious den perfect for an office. The primary retreat hosts a bathroom with double sinks, a private exit, and a practical walk-in closet. Enjoy weekend grills and peaceful evenings in the backyard, complete with a covered patio ideal for morning coffee and ample space for outdoor fun! Enjoy the resort-style lifestyle of Cottonwood Palo Verde at Sun Lakes, featuring golf, swimming pools, fitness centers, pickleball, tennis, scenic lakes, walking paths, dining and a wide variety of clubs and social activities. There is always something to enjoy in this vibrant active-adult community!

25802 S Howard Drive, Sun Lakes
$214,900
2 Beds ⋅ 2 Baths ⋅ 7061309 MLS ⋅ 1,052 SqFt.
Ready for your Arizona getaway? This beautifully updated 2-bedroom, 2-bath home in the active adult community of Sun Lakes is move-in ready! Enjoy new flooring, fresh interior and exterior paint, a new roof, finished Arizona room, new front windows, updated bathrooms, drywalled ceilings, and new window treatments. The spacious, fully fenced backyard features new pavers and turf--perfect for relaxing or bringing your dog. Enjoy access to 5 clubhouses, restaurants, golf courses, heated pools, a fitness center, tennis, pickleball, concerts, clubs, and endless social activities. Escape the winter and experience the resort-style lifestyle Sun Lakes is known for!

9045 E Sun Lakes Boulevard N, Sun Lakes
$399,990
3 Beds ⋅ 2 Baths ⋅ 7060967 MLS ⋅ 1,248 SqFt.
Embrace the perfect blend of convenience & everyday comfort in this charming corner lot home! Tastefully renewed interior boasts tile flooring, fresh paint, ceiling fans, & stylish light fixtures. Inviting open floor plan bathed in natural light offers a seamless flow between the living spaces & the back patio, w/sliding glass doors that enhance the indoor-outdoor living experience. Upgraded kitchen features SS appliances, crisp white cabinets, a breakfast bar, & quartz counters. Sizable main bedroom is complete w/outdoor access, plush carpet, & a pristine ensuite w/a floor-to-ceiling tiled shower. Continue to the spacious backyard, where covered patios create the ideal setting for outdoor dining, entertaining, or simply unwinding. Don't miss your chance to own this move-in-ready gem!

26621 S Shumaker Drive, Sun Lakes
$365,000
2 Beds ⋅ 2 Baths ⋅ 7060904 MLS ⋅ 1,584 SqFt.
Discover resort-style living in the highly desirable Cottonwood neighborhood of Sun Lakes, one of the Phoenix area's premier active adult golf communities. This beautifully updated home offers the perfect combination of modern upgrades, low-maintenance living, and an exceptional lifestyle. Step inside to find luxury vinyl plank flooring in the living and dining areas, designer paint, crown molding, dual-pane windows, Andersen sliding glass doors, and a bright bay window with built-in storage. The updated kitchen features quartz countertops, tile backsplash, stainless steel appliances, glass-front cabinetry, and convenient roll-out shelving. A spacious flex room with its own mini-split HVAC system provides endless possibilities as a home office, hobby or craft room, fitness space, game room, or guest retreat. Both bathrooms have been tastefully remodeled with updated finishes. Major improvements provide peace of mind, including a new HVAC system (2023), new roof (2023-coating & underlayment), and a new front and rear drip irrigation system. The private backyard is designed for relaxing and entertaining with a covered patio and pergola. Enjoy all that Cottonwood at Sun Lakes has to offer, including championship golf, pickleball, tennis, swimming pools, fitness centers, restaurants, clubs, walking paths, and year-round social activities. Conveniently located near shopping, dining, medical facilities, and freeway access, this move-in-ready home is the perfect opportunity to enjoy Arizona's sought-after active adult lifestyle.

9702 E Minnesota Avenue, Sun Lakes
$519,000
3 Beds ⋅ 2 Baths ⋅ 7060853 MLS ⋅ 1,823 SqFt.
This lovely updated Alameda floor plan is in Sun Lakes's Cottonwood. Walk through the double doors into the spacious open floor plan featuring the living room and formal dining room. The living room is spacious and has a cozy fireplace. Kitchen features plenty of cabinetry, granite counter tops, stainless steel appliances, and breakfast bar. Off the kitchen is a large walk-in pantry. 3 Bedrooms and 2 baths. The primary suite is spacious with en suite updated bathroom- tiled shower, double sinks. 2 guest bedrooms and updated guest bathroom. The home features plantation shutters, newer flooring, vinyl windows, and roof. Spacious laundry room with cabinets. 2 car garage features plenty of storage. Enjoy entertaining on the back patio. A MUST SEE!

10414 E Flintlock Drive, Sun Lakes
$659,900
3 Beds ⋅ 3 Baths ⋅ 7060671 MLS ⋅ 3,209 SqFt.
Welcome to resort-style living in the highly sought-after gated Iron Oaks community at Sun Lakes! Nestled on a quiet cul-de-sac & situated on a premier private lot spanning just over 1/3 acre--one of the largest lots in the community--this beautifully updated 3,209 sq. ft. home offers 3 generous bedrooms, including a spacious main-level primary suite, with 2 additional guest bedrooms upstairs connected by a convenient Jack-and-Jill bathroom, & a Ofc/Flex Rm downstairs. A refreshed main-floor powder room adds convenience for guests, while 3 new A/C units (2026) provide peace of mind & year-round comfort. The exceptionally private homesite is beautifully enhanced with mature trees & lush landscape, creating shaded outdoor spaces and peaceful green views enjoyed from the family room & kitchen The expansive north-facing covered patio extends the living space outdoors, offering the perfect setting for morning coffee, afternoon beverages, and relaxing Arizona evenings. Thoughtfully designed for entertaining and everyday living, this exceptional property offers a rare combination of space, privacy, and resort-style amenities in one of Oakwood's most desirable settings, making it the perfect Arizona retreat for winter visitors or full-time residents. This spacious residence has been extensively upgraded with a new gas water heater (2026), two new garage doors and openers (2026), new carpet (2026), new vinyl flooring (2026), and new plumbing fixtures (2026). The oversized garage is equally impressive with upgraded storage cabinets, a built-in workbench with pegboards, and abundant storage space. Inside, you'll appreciate thoughtful features throughout, including plantation shutters, tinted windows, upgraded lighting, and a convenient laundry room with a utility sink. The expansive floor plan provides generous living and entertaining spaces, making it ideal for hosting family and friends while enjoying the privacy of this exceptional homesite. Experience the award-winning Oakwood lifestyle with an impressive array of amenities, including a state-of-the-art fitness center, elegant clubhouse, sparkling pools and spas, championship golf courses, on-site restaurants, tennis and pickleball courts, walking and biking paths, and a vibrant calendar of clubs and social activities. Whether you're searching for a seasonal escape or your forever home, this exceptional property offers the perfect combination of luxury, comfort, extensive updates, and the active Arizona lifestyle you've been dreaming of.

9030 E Nacoma Drive, Sun Lakes
$474,900
2 Beds ⋅ 2 Baths ⋅ 7059896 MLS ⋅ 1,922 SqFt.
Experience resort style living in the heart of Sun Lakes! Perfectly positioned on a premium lakefront lot, this beautifully maintained home offers breathtaking water views, soaring vaulted ceilings, and an open, light-filled floor plan designed for comfortable everyday living and effortless entertaining. The spacious great room features a cozy fireplace and flows seamlessly into the dining area and bright kitchen with abundant cabinetry, generous counter space, and stainless steel appliances. Step outside to your private patio where you can enjoy morning coffee, stunning sunsets, and peaceful lake views surrounded by mature trees and lush green space. Located in one of Arizona's premier 55+ communities, residents enjoy golf, pickleball, tennis, fitness centers, swimming pools & restaurants

26445 S Boxwood Drive, Sun Lakes
$329,000
2 Beds ⋅ 2 Baths ⋅ 7059770 MLS ⋅ 1,465 SqFt.
Great corner lot with preferred North/South exposure. Private, gated courtyard entry. Greatroom living maximizes your space. Vaulted ceilings. Kitchen with window to the backyard. Breakfast nook could also function as an office. Inside laundry with storage closet. Master bedroom offers slider to patio. Privave guestroom at the front of the house. Covered patio overlooks backyard. 2 car garage. Nice location on the east side of Alma School offers close proximity to both Cottonwood and Palo Verde amenities. Super opportunity to remodel and choose your favorite finishes! Property will be sold as-is.

10526 E Bellflower Drive, Sun Lakes
$210,000
2 Beds ⋅ 2 Baths ⋅ 7059323 MLS ⋅ 1,478 SqFt.
Affordable Opportunity to purchase a home in Sun Lakes active adult community. 2 Bedroom/2 Bath with a flex room for office/crafts or it can be used as a den. The floorpan is bright and open with plenty of windows. Enjoy the screened in porch, perfect for the Arizona winters and the spring weather. Long carport for several cars to have cover and a golf cart driveway. Mature fruit trees in the back and just a short drive to the golf course or community center and pool.

8962 E Fairway Boulevard, Sun Lakes
$465,000
2 Beds ⋅ 2 Baths ⋅ 7058073 MLS ⋅ 1,545 SqFt.
Fully updated 2BR, 2BA Shawnee model in the active adult community of Cottonwood at Sun Lakes. Great curb appeal with a gated courtyard perfect for morning coffee. Ceramic plank tile flooring throughout the entire house. Updated kitchen with modern shaker cabinets, soapstone counters and SS appliances. Great room features sliders to the side patio and to the covered back patio recently extended with a pergola and pavers. Spacious primary suite with fully updated bathroom with beautifully tiled shower and large walk-in shower. Updated ensuite guest bath in the roomy guest suite. Immaculate garage with built in cabinets. This one is truly move in ready with all new windows and sliding doors and a new AC in 2021. Enjoy the countless amenities in this community including golf, tennis, SEE MORE pickleball, pools, fitness center, many clubs, and 2 great restaurants.

25425 S Sedona Drive, Sun Lakes
$485,000
2 Beds ⋅ 2 Baths ⋅ 7057155 MLS ⋅ 1,842 SqFt.
Lovely 2BR, 2BA Sedona model on the walking path in the highly desirable active adult community of Oakwood at Sun Lakes. Open great room w/vaulted ceilings. Updated kitchen w/granite counters and new stainless steel appliances, breakfast bar and breakfast nook. Two pantries! Primary suite has vaulted ceilings, wood flooring, and patio doors on to the full covered, extended patio w/misting system. Primary bathroom w/dual sinks and updated walk-in shower. Second bedroom recently updated. Spacious garage w/epoxied floors, lots of storage and a golf cart garage spot. Seller to pay off solar loan at close of escrow. 3.5 miles of walking path right out your back door. Enjoy this great house in this amazing active adult community w/golf, tennis, pickleball, pools, fitness, 2 great restaurants & countless clubs!

9117 E Diamond Drive, Sun Lakes
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