El Mirage Homes with Conventional New Financing

El Mirage Homes with Conventional New Financing

Welcome to El Mirage, Arizona—a hidden gem nestled in the heart of Maricopa County! This vibrant city, known for its friendly atmosphere and rich community spirit, offers a unique blend of suburban charm and modern conveniences. With its stunning desert landscapes, El Mirage is not just a place to live; it's a lifestyle waiting to be embraced.

El Mirage boasts a variety of amenities that cater to all ages. Residents enjoy access to beautiful parks, recreational facilities, and a plethora of shopping and dining options. The city is also conveniently located near major highways, making it easy to explore the greater Phoenix area and beyond. Whether you're seeking outdoor adventures or cultural experiences, El Mirage has something for everyone.

For those considering a move to this delightful city, you'll be pleased to know that homes in El Mirage are available with conventional new financing options. This means that whether you're a first-time homebuyer or looking to upgrade, you can find a variety of properties that fit your budget and lifestyle. From charming single-family homes to modern townhouses, the real estate market here offers something for every taste.

Imagine settling into a beautiful home surrounded by friendly neighbors and enjoying the warm Arizona sun. With its affordable housing options and welcoming community, El Mirage is an ideal place to plant your roots. Discover the magic of El Mirage today and let this charming city welcome you home!

Newest El Mirage Homes with Conventional New Financing

$384,900
4 Beds ⋅ 3 Baths ⋅ 7060923 MLS ⋅ 1,949 SqFt.
This exceptional 4-bedroom, 2.5-bathroom two-story home is in pristine, move-in ready condition, beautifully combining an expansive layout with comfortable modern living and an attached 2-car garage. The heart of the home highlights a modern kitchen fully outfitted with a sleek suite of premium stainless steel appliances, flowing effortlessly into the spacious main-floor living areas. Designed with comfort in mind, the layout transitions to a quiet upper level featuring plush carpet on the second floor to ensure warmth, relaxation, and noise reduction in all the bedrooms. Outside, the home opens up to a private backyard that serves as a wonderful open-air canvas for gardening, pets, play, or relaxing weekend.

13014 W Viaduct Camille Street, El Mirage
$89,000
4 Beds ⋅ 2 Baths ⋅ 7060148 MLS ⋅ 1,848 SqFt.
Freshly updated, move-in ready, & packed with value! This spacious 4-bedroom, 2-bath home has been thoughtfully updated with new interior paint, new carpet, new baseboards & door trim, & new bathroom flooring, creating a fresh, modern feel throughout. Exterior improvements include exterior paint & a freshly coated roof, providing added peace of mind. The open floor plan offers generous living & dining spaces, while the kitchen features abundant cabinetry, ample counter space, & an adjoining dining area perfect for everyday living. The primary suite includes a private bath with dual sinks, soaking tub, & separate shower. An inside laundry room comes complete with the washer & dryer, adding everyday convenience. Outside, you'll find a covered carport, RV gate, storage shed, & a covered patio ideal for relaxing or entertaining. Enjoy an active, resort-style community featuring a pool & spa, pickleball courts, fitness center, billiards room, clubhouse, & a full calendar of social activities & events. This is the perfect opportunity to enjoy low-maintenance living with exceptional amenities in a welcoming community.

16101 N El Mirage Road Unit LOT, El Mirage
$355,000
4 Beds ⋅ 2 Baths ⋅ 7059724 MLS ⋅ 1,832 SqFt.
This One's a Slow Burn ... But Oh, So Worth It! Their loss is your gain! Please note: this is a short sale, and as with most short sales, patience pays off. Buyers should expect an approximately 90 day transaction timeline. For the right buyer willing to wait it out, this is a fantastic opportunity to score a home well below market value in a growing El Mirage neighborhood. Inside, you'll find an open floorplan filled with natural light, giving the home a bright, welcoming feel from the moment you walk in. The primary bedroom and bath are conveniently located downstairs, while upstairs offers a huge loft, a versatile bonus space perfect for a game room, media area, home office, or second living room, plus three more bedrooms for family or guests. Fresh paint throughout both levels and ne carpet mean some of the work is already done, so you can focus your energy (and budget) where it counts most. Major systems are already taken care of too, with a newer HVAC and water heater both installed in 2022, plus a Tesla solar system to help keep energy bills low. The big lot also leaves room for a possible RV gate, extra parking, or future outdoor projects. Please note: this is a short sale, and as with most short sales, patience pays off. For the right buyer willing to wait it out, this is a fantastic opportunity to score a home well below market value in a growing El Mirage neighborhood. Bring your vision (and a little patience). This house is ready for someone to make it shine!

12709 N El Frio Street, El Mirage
$325,000
3 Beds ⋅ 2 Baths ⋅ 7059609 MLS ⋅ 1,308 SqFt.
Discover this refreshed 3-bedroom, 2-bath home in El Mirage, AZ. The interior has been freshly painted and features nice tile flooring throughout most of the living areas, with new carpet in the bedrooms. The kitchen offers brand new stainless steel appliances, new kitchen sink & faucet and new blinds have been installed throughout. A newer AC unit helps maintain comfort, and the large backyard includes an RV gate for added storage space. This home blends updated finishes with functional outdoor space in a desirable location.

14506 N 130th Drive, El Mirage
$315,000
3 Beds ⋅ 2 Baths ⋅ 7059600 MLS ⋅ 1,308 SqFt.
Move-in ready, energy-efficient, and perfect for first-time buyers! This updated 3-bedroom, 2-bath home offers style and value. Featuring solar for added energy savings, this home welcomes you with soaring vaulted ceilings and updated wood-look flooring that create a bright, open feel. The spacious eat-in kitchen includes a breakfast bar, making it perfect for casual meals and entertaining. A generous 2-car garage provides plenty of storage for tools, hobbies, and everyday essentials. Ideally located near the community park, this home offers easy access to outdoor recreation while maintaining a peaceful neighborhood setting. Whether you're searching for your first home or a smart investment, this move-in-ready gem is one you won't want to miss!

12536 W Saint Moritz Lane, El Mirage
$459,000
5 Beds ⋅ 3 Baths ⋅ 7058424 MLS ⋅ 1,949 SqFt.
This well-maintained two-story residence is the one. Solar paid in full, Kitchen renovated 2026 & new roof. The living room flows effortlessly into the dining area & kitchen. Updated lighting, a pantry, SS appliances, tile backsplash, white cabinets, & updated counters make this lovely kitchen a cook's delight. Located on the main level, a powder room adds extra convenience. Continue onto the large primary bedroom, offering plush carpet, tons of natural light, a private bathroom w/a make-up desk, & a walk-in closet. Be amazed by the oversized backyard highlighted by a covered patio, pergola, storage shed, basketball court, & a Pebble tec swimming pool w/ New Valves. PLUS! Enjoy the added value of a new roof & paid-off solar panels, for enhanced energy efficiency and long-term savings.

12965 W Via Camille --, El Mirage
$369,500
3 Beds ⋅ 2 Baths ⋅ 7058161 MLS ⋅ 1,872 SqFt.
Move-in ready 3-bedroom, 2-bath home in El Mirage featuring a highly desirable split floor plan that provides added privacy and functionality. Fresh interior and exterior paint, along with brand-new kitchen appliances, give the home a clean, modern update throughout. The bright and inviting layout offers comfortable living spaces ideal for both relaxing and entertaining. The kitchen flows seamlessly into the main living areas, creating an open and practical design for everyday use. The spacious primary suite is thoughtfully separated from the secondary bedrooms, offering a private retreat with added comfort and convenience. Well-maintained and updated, this home is ready for its next owner to move right in and enjoy.

12906 W Surrey Avenue, El Mirage
$345,000
4 Beds ⋅ 2 Baths ⋅ 7058147 MLS ⋅ 1,722 SqFt.
Welcome to this sweet, one-owner home situated on an oversized lot! Lovingly cared for since day one, this move-in-ready property reflects pride of ownership. The functional floor plan offers comfortable living spaces filled with natural light, making it perfect for everyday living. Step outside to the expansive backyard, where the oversized lot provides endless possibilities for outdoor living, gardening, play, or future enhancements. An RV gate offers added convenience for storage and access. Enjoy the peace of mind that comes with major updates already completed, including a new HVAC system installed in 2025 and fresh exterior paint. Conveniently located across from a park and nearby dining and shopping, this home offers so many opportunities!

13022 W Crocus Drive, El Mirage
$385,000
4 Beds ⋅ 3 Baths ⋅ 7057805 MLS ⋅ 2,178 SqFt.
A great opportunity for the first-time buyer or investor, this 4-bedroom, 3-bath home offers 2178 SqFt of living space with a main-floor great room and a spacious upstairs loft. One bedroom and bath are located on the main level, providing a comfortable option for guests. The upstairs primary suite features an en-suite bath with a dual-sink vanity and a walk-in closet. Two additional bedrooms, a full bath, and a conveniently placed laundry room complete the second floor. The backyard includes a covered patio with a ceiling fan, block fencing, a fenced dog run, and no immediate rear neighbors. Other features include stainless appliances in the kitchen, ceiling fans throughout, a security system, and a 2-car garage.

12713 W Mandalay Lane, El Mirage
$410,000
4 Beds ⋅ 2 Baths ⋅ 7057408 MLS ⋅ 1,832 SqFt.
Beautiful corner-lot home in one of El Mirage's growing communities! Ideally located next to the golf course and directly across from a children's playground, this home offers privacy, open views, and a fantastic location. The spacious loft is currently used as a bedroom and could easily become an additional bedroom with the addition of a closet. The garage features built-in storage, while a water softener and security system add everyday convenience. The garage offers A/C and plenty of cabinet space/shelving. Close to parks, schools, shopping, dining, and major commuter routes, this home offers comfort, flexibility, and excellent potential in a neighborhood that continues to grow and thrive.

11850 W Sierra Street, El Mirage
$494,900
4 Beds ⋅ 2 Baths ⋅ 7056147 MLS ⋅ 2,002 SqFt.
Tucked away in a non-HOA neighborhood of El Mirage, this home offers 4 bedrooms upstairs, one leading to the balcony, a flexible studio space downstairs with its own private entry. Ideal for guest or extended family or maybe as a rental. Step out to the big backyard with gated pool, extra storage and 2 outdoor showers. Plenty of parking, close to schools and convenient to everything. It's easy to picture everyday life falling into place here. Studio can easily be reversed back into the master bedroom. Which would put it back to its original 5 bedrooms.

13438 N 124th Lane, El Mirage
$295,000
2 Beds ⋅ 2 Baths ⋅ 7056123 MLS ⋅ 988 SqFt.
This is a great house located on a corner lot. Listed at an affordable price point with NO HOA fees. 2 Bedroom 2 full baths with a 2 car garage. Front and backyard landscaping completed with artificial grass in backyard and low maintenance rock landscape in front. Newly painted interior and the A/C was replaced in 2025. The refrigerator, washer and dryer are included. Location, corner lot, great price point and no HOA fees make this a perfect home.

12653 W Willow Avenue, El Mirage
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